Phil Caulfield
Loan Consultant
Santa Clara University
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Reviews from Web
I refinanced during COVID-19. Phil was phenomenal in proactively taking advantage of changing (falling) rates to my benefit and making the whole process smooth and as pain-free as possible. Net, net, I'm happy to recommend Phil.
Reply from Owner
August 1st, 2021 12:00 AM
Thanks Steve!
Enjoyed working with Phil very easy and most helpful. Also a fun sense of humor. Highly recommend him!
Reply from Owner
January 9th, 2026 09:05 AM
Thanks Robin!
I refinanced during COVID-19. Phil was phenomenal in proactively taking advantage of changing (falling) rates to my benefit and making the whole process smooth and as pain-free as possible. Net, net, I'm happy to recommend Phil.
Reply from Owner
January 9th, 2026 09:08 AM
Thanks Steve!
Phil helped us consolidate our debt and refinance our mortgage saving us a lot of money. He helped make the process easy seamless Phil was professional and worked hard to get the right loan that worked for our family.
Reply from Owner
January 9th, 2026 09:05 AM
Thanks Leanne - you and Rob were great to work with - much appreciated!
Phil Caulfield did an outstanding job of getting me a loan to refinance my mortgage under challenging circumstances. He kept me in the loop every step of the way and was very responsive when I had questions. I have no hesitation about highly...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Marilyn - you were great to work with!
Phil Caufield is a professional in his field of mortgage brokerage. I have always 3 requirements of people who I chose to do business with. 1 is communicating with me on a timely and truthful basis. I don’t need surprises or last minute requests...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Neil! It was a pleasure helping you with the financing to purchase your investment property!
Phil helped us every step of the way with achieving our property loan. We plan to go back to Phil for our next loan as well. He’s very easy to work with, communicative and responsive to name a few qualities. Great balance of friendly and professional.....
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Christina! You and Sid were great to work with!
I cannot recommend too highly Phil Caulfield’s services as a loan broker. I have obtained other loans in past 35+ years for both residential and commercial properties, including apartment buildings, and I have always dreaded the process, in...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Darrel - you were great to work with!
Phil Caufield is a professional Loan Officer who helped me obtain a mortgage, assisting me navigatethe many hundreds of documents dictated by government laws and regulations. His cool demeanor and knowledge made this transaction much easier....
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks for the review Oscar - you were great to work with!
We have worked with Phil on several house purchases and refinances and give him our highest recommendation! Phil is incredibly easy to work with... super responsive, very organized, and good at following through. Not only is he creative and...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks for the review Anne - you and Garrett were great to work with!
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Jumbo Loans
Construction Loans
FHA Loans
VA Loans
Interest Only Loans
Renovation Loans
Low down payment mortgage
Bridge Loan
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Education
- Santa Clara UniversityBusinessBachelor of Science (BS)
Memberships
- San Mateo County Association of Realtors Affiliate
- Prime Time Athletic Club
- Burlingame Youth Baseball Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #386911
Achievements
- I have seven kids!
Hobbies
- Basketball
- Reading
- Snake Charming
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing