

Phil Caulfield
Loan Consultant


Santa Clara University
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Reviews from Web
From the first call I had with Phil I was so impressed with his professionalism and knowledge. He explained everything making the process clear and was ALWAYS available when we needed help! We appreciate everything Phil did for us, He's the...
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Reply from Phil Caulfield
December 16th, 2025 05:46 PM
Thanks for the great review Diane! I appreciate you trusting me to help you with your bridge loan and HELOC.
Phil was great!
Reply from Phil Caulfield
November 22nd, 2025 05:34 PM
Thanks Lynne - I hope you enjoy your new home!
LOVED dealing with Phil! He'd call me when there were status changes, and call me before I reached out to him. Always pleasant, and to the point. Thanks so much Phil!
Reply from Phil Caulfield
November 21st, 2025 05:58 PM
Thanks Maddy! You were great to work with on this purchase in Novato!
Great communication, available after work hours, easy process.
Reply from Phil Caulfield
November 19th, 2025 03:04 PM
We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
Phil and his team made the loan process painless and helped us through each step of the process. Highly recommended.
Reply from Owner
January 9th, 2026 09:10 AM
Thanks Scott! You were great to work with!
Phil and his team made our loan process easy and everyone was very available throughout the entire process. Thank you!
Reply from Phil Caulfield
November 18th, 2025 08:07 PM
We are pleased to know you had a great loan experience and the service you received. Should you require any further assistance, please let us know.
Phil is a great communicator and let me know of updates in the process in a thorough and timely fashion. I really enjoyed how easy it was to work with a seasoned professional.
Reply from Phil Caulfield
October 4th, 2025 03:59 PM
Thanks Jeff - you were great to work with on your vacation home loan in Tahoe!
Phil is a pleasure to work with, helping us to initially buy our new home, but then to refinance the loan to lower our monthly payment. He kept us informed through the process and was always available to answer questions and address any concerns...
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Reply from Owner
January 9th, 2026 09:08 AM
Thanks for your review Fred! You were great to work with!
Phil not only made financing our new home possible, but made it a very quick and easy, and all on-line. We look forward to working with Phil and his team again in the future.
Reply from Phil Caulfield
September 9th, 2025 12:50 AM
We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
Everything went very smoothly, with great communication by
Reply from Phil Caulfield
August 26th, 2025 03:50 PM
Thanks Susan, you and Fred were great to work with!
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Jumbo Loans
Construction Loans
FHA Loans
VA Loans
Interest Only Loans
Renovation Loans
Low down payment mortgage
Bridge Loan
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Education
- Santa Clara UniversityBusinessBachelor of Science (BS)

Memberships
- San Mateo County Association of Realtors Affiliate
- Prime Time Athletic Club
- Burlingame Youth Baseball Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #386911
Achievements
- I have seven kids!
Hobbies
- Basketball
- Reading
- Snake Charming
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing