Phil Caulfield
Loan Consultant
Santa Clara University
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Reviews from Web
Wonderful lender who took care of my home loan process who was responsive to all my questions even on weekends. We were able to close ahead of schedule, and he even showed up to my closing just to make sure everything went well. I highly recommend....
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks David - you were great to work with!
I had the pleasure of working with Phil Caulfield from BMO for my home loan, and I couldn't be more satisfied. They executed the entire process with remarkable speed, maintaining a smooth and efficient experience without compromising quality....
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Tina - you were great to work with - much appreciated!
Phil Caulfield has received a review with 5 star rating from Joseph K
Reply from Owner
January 9th, 2026 09:05 AM
Thank you!
Great mortgage experience with Phil, many thanks
Reply from Owner
January 9th, 2026 09:05 AM
Thanks Shiyi!
We recently worked with Phil who is an outstanding loan officer. He helped my wife and I secure our dream home in the ideal neighborhood for us. All of this amidst a challenging market in early 2023. Phil made our home-buying experience truly...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks for the review Hiren!
We recently worked with Phil who is an outstanding loan officer. He helped my wife and I secure our dream home in the ideal neighborhood for us. All of this amidst a challenging market in early 2023. Phil made our home-buying experience truly...
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Reply from Phil Caulfield
May 19th, 2026 08:50 PM
Hiren, I'm so pleased to hear that I could assist you and your wife in securing your dream home despite the challenging market conditions. Your kind words about my professionalism and responsiveness mean a lot to me. I'm glad my market knowledge...
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Phil and the team at Bank of the West are the absolute best to work with. They got us a great mortgage rate, provided excellent customer service throughout the transaction and really made the whole process very very simple. Based on this experience,...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Rick! It was a pleasure helping you and your family get a loan to purchase your home!
Thank you Phil! Phil was very easy to work with. He is easy to get a hold off and communicates quickly. They have an online portal for the application process. You are able to upload your documents and eSign everything very easily. This was...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Cathy!
My partner and I are young, first time homebuyers and we are so glad to have had Phil's help through this process! Phil was incredibly easy to work with and did not once hesitate to answer our *many* questions, no matter how small or silly....
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Jacqueline - you were great to work with!
I recently worked with Phil Caulfield to refinance my home. This is the second time I worked with Phil on a refi and I would highly recommend him. The refi process can be demanding and highly detailed oriented, but Phil made the process so...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks Marcy - I love helping great people like you!
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Jumbo Loans
Construction Loans
FHA Loans
VA Loans
Interest Only Loans
Renovation Loans
Low down payment mortgage
Bridge Loan
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Education
- Santa Clara UniversityBusinessBachelor of Science (BS)
Memberships
- San Mateo County Association of Realtors Affiliate
- Prime Time Athletic Club
- Burlingame Youth Baseball Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #386911
Achievements
- I have seven kids!
Hobbies
- Basketball
- Reading
- Snake Charming
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing