West Clay, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great people who care about their clients
Reply from Matt & Betsy Maassen
August 17th, 2026 03:22 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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West Clay
West Clay has received a review with 5 star rating from Brett E
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West Clay
Ask for Russ Bray! He is amazing, and he is on your side!
Reply from Owner
September 8th, 2026 12:00 AM
Thank you for the great recommendation! We’re so glad Russ was able to provide the support and guidance you needed. We appreciate your trust in First State Bank Mortgage.
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Russ was amazing and always responded promptly to calls and or emails he is truly the best loan officer I have ever done business with.
Reply from Russ Bray
August 11th, 2026 07:35 PM
Thank you very much Betsy! I do wish you the very best in the new home and please feel free to call me anytime!
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West Clay
Russ was amazing and always responded promptly to calls and or emails he is truly the best loan officer I have ever done business with.
Reply from Owner
September 8th, 2026 12:00 AM
Thank you for the wonderful review, Betsy! We’re thrilled to hear Russ was responsive and provided the exceptional service you deserve. We truly appreciate your recommendation!
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West Clay
We encountered a glitch with our original plan, leaving us just 15 days until our closing date. Thankfully, Robert Hill and Allison Holmes guided us from the initial application to closing within only two weeks. Their fast, efficient process...
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Reply from Owner
September 8th, 2026 12:00 AM
Bruce, thank you for sharing your experience! We’re so glad Robert and Allie were able to step in, move things along quickly and help get you to the closing table on time. We truly appreciate your kind words about their dedication and service!...
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You are both very helpful and understanding in answering all my silly questions. It was helpful for Betsy to meet me to give paperwork so I wouldn't have to drive so far. Overall we enjoyed working with you and would recommend you to anyone...
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Reply from Matt & Betsy Maassen
August 10th, 2026 03:51 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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West Clay
West Clay has received a review with 5 star rating from James
Reply from Owner
August 8th, 2026 12:00 AM
James, thank you for the 5-star rating! We appreciate you choosing First State Bank and are grateful for your support.
They were easy to work with and explained everything in detail Was never left not knowing nor understanding something
Reply from Matt & Betsy Maassen
August 5th, 2026 03:59 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
He has been amazing to work with, attentive and very intentional!! We could not have picked a better lender!
Reply from Don MacPherson
August 3rd, 2026 04:43 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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