West Clay, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Matt & Betsy were great to work with! They worked hard making sure our loan closed on time. They were very creative in finding the best scenario for our loan. Would highly recommend them!
Reply from Matt & Betsy Maassen
September 2nd, 2026 02:29 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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I have highly recommended Russ to all of my friends and family members. He has been our loan officer for many years and continues to go above and beyond to ensure everything runs smoothly. He is very helpful, caring, and dependable!
Reply from Russ Bray
September 1st, 2026 04:37 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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Everything was great!
Reply from Russ Bray
August 31st, 2026 05:50 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Great communication and such a nice guy.
Reply from Matt & Betsy Maassen
August 27th, 2026 06:25 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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Russ went above and beyond to make closing happen for for us on the scheduled closing date
Reply from Russ Bray
August 27th, 2026 05:13 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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Russ went above and beyond for us and helped us close on time.
Reply from Russ Bray
August 27th, 2026 03:06 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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West Clay
West Clay has received a review with 5 star rating from Marni B
Reply from Owner
September 8th, 2026 12:00 AM
Thank you for the 5-star rating, Marni! We appreciate the opportunity to serve you.
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West Clay
West Clay has received a review with 5 star rating from Tonia C
Reply from Owner
September 8th, 2026 12:00 AM
Thank you for the 5-star rating, Tonia! We appreciate you choosing First State Bank Mortgage.
Very helpful through entire process, as a first time home buyer it can be overwheling, Matt did a good job explaining ever in the process
Reply from Matt & Betsy Maassen
August 24th, 2026 02:19 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Russ was absolutely amazing. He gave great advice and really cared about making sure we secured our loan for our house without any major hiccups. He was there for us when other people weren't. we truly appreciate it
Reply from Russ Bray
August 11th, 2026 07:34 PM
Thanks for the opportunity, Ken! I enjoyed getting to know you and truly wish you and Clarissa the best in your new home. Stay smiling my man, you make people around you truly better!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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