

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Matt is so gracious with his time and patience. No matter what I needed, he was only a text or a call away. 100% would recommend and will use him in the future!
Reply from Matt & Betsy Maassen
April 17th, 2025 02:14 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The experience and wisdom Don and team gave us was outstanding in all ways . It felt like we were in safe hands!
Reply from Don MacPherson
April 17th, 2025 12:12 AM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
First State Bank of St. Charles has received a review with 5 star rating from Tyler M
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the five stars, Tyler!
Everything was fsdt & easy. Great communication throughout the process & everyone was so friendly!
Reply from Matt & Betsy Maassen
April 15th, 2025 08:21 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Don seemed to put my needs as a high priority
Reply from Don MacPherson
April 15th, 2025 06:58 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Great isn't the correct superlative. What's better than great - AmazingAwesome perhaps? Matt, Betsy, and there team were happy and encouraging from the start. They closed the loan in 7 days and saved me from a high priced (less than honest)...
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Reply from Matt & Betsy Maassen
April 15th, 2025 02:10 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
We just finished a VA refi. (This entails a lot of details) Matt Maassen & his processor made everything so easy & explained every step along the way! I would definitely recommend First State Bank!
Reply from Owner
October 3rd, 2025 12:00 AM
Debbie, we are proud you chose First State Bank Mortgage! Thank you for sharing your experience!
Don is very knowlegable and helpful. I felt like we were in good hands through the whole process.
Reply from Don MacPherson
April 14th, 2025 05:59 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Don made the whole process super easy and his team was very organized. They were able to get us to close in a very short period of time.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Kristy! We are glad you found Don and our team so helpful!
Matt was always happy to talk and reach out to and he helped communicate through the whole process which made home buying much less stressful
Reply from Matt & Betsy Maassen
April 13th, 2025 02:45 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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