Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Went above and beyond even after we where done signing the loan and comminucate everything and made it make sense from day 1.
Reply from Deanna Adams
June 29th, 2026 08:41 PM
James, I'm grateful for your kind words and happy to hear that you felt well-supported throughout the loan process. It's wonderful knowing that everything was clear and understandable from the start. If you ever need further assistance, please...
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Eric was easy to talk to and Available for any questions. He made the process very smooth and I can recommend anybody who is looking for a mortgage to work with him. I look forward to working with him again in the future.
Reply from Owner
June 23rd, 2026 01:04 PM
We are so happy that we were able to jump in and help. It is a beautiful home and we were honored to be a part of your homebuying experience. Thank you.
Erik was very responsive and easy to reach. He was available to respond even during off hours. He made the whole process easy and smooth. I look forward to working with him in the future.
Reply from Erik Gross - Lower Mortgage (Hurst,...
June 18th, 2026 10:20 PM
So happy to help you and Will get into that beautiful home, Ruth. I'm sorry that the lender you started with failed you, but I'm glad we were able to jump in and help. Please keep me in mind if you know anyone in need of our services.
I thought this process was going to be extremely stressful as a first time homebuyer, but Erik was amazing at explaining everything to me, answering any questions I had, and keeping me updated throughout the process. He took away so much of...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
June 17th, 2026 09:42 AM
Thank you for the kind review, Emily. We were SO happy to help you get into your first home. You were a pleasure to work with. Please keep me in mind if you know any friends or family that we may be able to help.
Erik was responsive, professional, and available throughout our home buying process. He helped us explore different financing options and was willing to think outside the box when challenges arose.That said, after speaking with another lender,...
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Cannot recommend Eric and his team enough! He was so quick to answer any question I had and answered questions I hadn’t even thought of! Buying a house can be scary, but they made the process rather easy. Will recommend Eric to everyone I know...
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Reply from Owner
June 17th, 2026 09:43 AM
It was entirely our pleasure helping you get into your beautiful new home. Please let me know if there is anyone you know that we can help. Thank you.
Cannot recommend Eric and his team enough! He was so quick to answer any question I had and answered questions I hadn’t even thought of! Buying a house can be scary, but they made the process rather easy. Will recommend Eric to everyone I know...
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Great communication and quick to answer any question I had!
Reply from Erik Gross - Lower Mortgage (Hurst,...
May 19th, 2026 05:15 PM
So happy to help you get into your beautiful new home. Please keep me in mind if you have family/friends that may be in need of our help. Thanks.
Erik was fantastic to work with and walked me through every little detail!
Reply from Erik Gross
May 19th, 2026 05:15 PM
Congratulations again Blaine!! It was our pleasure helping you get into your first home...thanks for your trust in our team. Please let me know if you have friends/family that we can help.
Erik was polite and informative. I appreciated that he took the time to speak at length to me and my wife about our options and addressed our concerns.
Reply from Owner
May 18th, 2026 11:56 PM
Thank you for the kind review, Noel. It was a pleasure working with you guys and I'm SO happy we were able to help you get into your first home. Congratulations again. Please keep me in mind if you know anyone in need of our services.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.