

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Erik was polite and informative. I appreciated that he took the time to speak at length to me and my wife about our options and addressed our concerns.
Reply from Erik Gross
May 21st, 2026 07:29 PM
Thank you, Noel, for sharing your positive experience. I'm glad I could provide the information and support you and your wife needed. If you have any more questions or need further assistance, please feel free to reach out.
Paul was very responive and helpful!
Reply from Paul Greer
May 20th, 2026 06:45 PM
Samuel, I'm glad to hear that you found me responsive and helpful. Your kind words are greatly appreciated!
Good communication
Reply from Erik Gross - Lower Mortgage (Hurst,...
May 11th, 2026 06:19 PM
Thank you Wayne. It was a pleasure working with you guys again...so happy we could help. Enjoy your beautiful new home.
Erik and his team facilitated the purchase of my first home with an FHA loan. They were incredible. I was educated on the entire application, approval & closing process with detail. All paperwork was handled extremely quickly, which took loads...
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Reply from Owner
May 11th, 2026 06:20 PM
Thanks for the kind words, Hannah....and thank you for your trust in our team. Please keep us in mind if you know anyone in need of our help.
I am a first time home-buyer. Erik & his team made this process very easy, and educated me as needed. All the paperwork was handled in a timely manner, I had 2 WEEKS to wait for my closing date after all the paperwork & approval process was...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
May 4th, 2026 07:55 PM
It was a pleasure to help you get into that beautiful home, Hannah....thanks for your trust in our team. Please keep us in mind if you have any family/friends that we can help. Thanks.
Wonderful communication and support. Very helpful and professional as well.
Reply from Erik Gross
May 4th, 2026 07:56 PM
So glad we could help you guys navigate through the selling/buying process. We were happy to see you get into your beautiful new home. Thanks.
Erik and his team were very informative and guided us through everything so smoothly. The best customer service we have received in a very long time.
Reply from Erik Gross
April 28th, 2026 02:46 PM
It was our pleasure, Trish. Please keep us in mind if you know anyone in need of our service. Thanks for the kind review.
Erik, is great to work with. We enjoyed how professional and knowledgeable he was. we definitely would recommend his service. Thank you Erik, for jumping on board and getting this done for us.
Reply from Erik Gross
April 22nd, 2026 03:46 PM
It was our pleasure, Chris and Annie. I'm glad that we were able to jump in and help where the other lender was failing you. We appreciate your trust in our team and glad we could help you get to the finish line as committed. Please keep us...
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Erik was awesome! Help guided us every step of the way !
Reply from Erik Gross
April 10th, 2026 01:27 PM
Very happy for you and Annie. It's a beautiful home. Thanks for your continued trust in our team. Please keep us in mind if you know anyone in need of our services
Erik was very responsive with our questions and made the process simple
Reply from Erik Gross
April 10th, 2026 12:45 PM
Happy that we could help Zack. Thank you for the opportunity to help you guys. Please keep me in mind if you know anyone in need of our help.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.