

Lower Mortgage - Richardson, TX, Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u...... Show More
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The VERY BEST in communication and Customer experience!
Reply from Murdock Richard
June 22nd, 2026 08:32 PM
Thank you and it was a pleasure working with you and Bobby.
Murdock is there every step of the way answering our question, often anticipating our questions before we even ask them. We give Murdock and his team our highest recommendation.
Reply from Murdock Richard
June 22nd, 2026 08:33 PM
Thank you Bobby. It was my pleasure.
Went above and beyond even after we where done signing the loan and comminucate everything and made it make sense from day 1.
Eric was easy to talk to and Available for any questions. He made the process very smooth and I can recommend anybody who is looking for a mortgage to work with him. I look forward to working with him again in the future.
Erik was very responsive and easy to reach. He was available to respond even during off hours. He made the whole process easy and smooth. I look forward to working with him in the future.
Reply from Erik Gross - Lower Mortgage (Hurst,...
June 18th, 2026 10:20 PM
So happy to help you and Will get into that beautiful home, Ruth. I'm sorry that the lender you started with failed you, but I'm glad we were able to jump in and help. Please keep me in mind if you know anyone in need of our services.
I thought this process was going to be extremely stressful as a first time homebuyer, but Erik was amazing at explaining everything to me, answering any questions I had, and keeping me updated throughout the process. He took away so much of...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
June 17th, 2026 09:42 AM
Thank you for the kind review, Emily. We were SO happy to help you get into your first home. You were a pleasure to work with. Please keep me in mind if you know any friends or family that we may be able to help.
The personal service offered to us was fantastic! Murdock guided us, making the process smooth and pleasant.
Reply from Murdock Richard
June 22nd, 2026 08:34 PM
Thank you and it was a pleasure working with you.
Overall communication and helpful advise made for a great experience
Reply from Murdock Richard
June 22nd, 2026 08:33 PM
Thank you and I look foward to meeting you and your Boss.
Erik was responsive, professional, and available throughout our home buying process. He helped us explore different financing options and was willing to think outside the box when challenges arose.That said, after speaking with another lender,...
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Mr. Murdock was incredible to work with. He took the time to answer all of my questions and helped us look at our options from multiple scenarious. He made the purchase of our new home as smooth as possible. We are extremely grateful for him...
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Reply from Murdock Richard
May 29th, 2026 04:35 PM
Thank you
10 of 1886
About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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