Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very helpful
Erik is extremely knowledgeable in all aspects of home mortgage and financial matters.His guidance throughout our HELOC process was outstanding and he was able to make the complicated process of the loan very simple for us.We are very satisfied...
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Erik's personal attention to our particular situation was extremely helpful. His expertise in these financial matters was outstanding. A true professional and he provided excellent guidance throughout the entire complicated process. We are...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
September 17th, 2026 04:15 PM
It's always a pleasure working with you both....thanks for the kind review. Let me know if there is anything I can do to help in the future. Thanks.
Always answered my question in a timely manner.
Reply from Erik Gross - Lower Mortgage (Hurst,...
September 16th, 2026 05:21 PM
So happy for you guys, Mia. Congratulations again on becoming a homeowner. Please let me know if there is anyone that you know in need of our services. Thanks
Awesome experience. So thankful for this opportunity we had to get our house refinanced. Thank you Erik!!
Reply from Owner
September 16th, 2026 05:21 PM
Happy we could help save you guys a ton of money. Y'all were a pleasure to work with. Let me know if there is anything i can do for you in the future. Thanks.
Erik was super great to work with! Very clear and always got back to us quickly . He works with excellence Thank you!! Appreciative
Reply from Erik Gross - Lower Mortgage (Hurst,...
September 5th, 2026 03:32 PM
Thank you Sarah. It was a pleasure working with you and Chad. Thanks for your trust in our team.
Response- knowledge- communication- the best in the business!
Reply from Erik Gross - Lower Mortgage (Hurst,...
September 2nd, 2026 02:30 PM
Thanks Ellen. LOVE the new home....y'all enjoy.
Communicstion , responsiveness . I had to make multiple Offers etc Erik n team were ready to run the numbers and have the discussions with me each and every time
Reply from Erik Gross - Lower Mortgage (Hurst,...
August 31st, 2026 05:56 PM
It was a pleasure helping you get into your first home, Mike. Thanks for your trust in our team and please keep me in mind if you know anyone in need of our help.
for
Great communication, fast response and over all professionalism
Reply from Deanna Adams
September 1st, 2026 01:42 PM
Gregory, I appreciate your kind words about my communication and professionalism. I'm pleased to know you had a positive experience.
for
Deanna Adams has received a review with 5 star rating from Greg H
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.