Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Had one little hiccup, but everything was great and I enjoyed working with him
Reply from Erik Gross - Lower Mortgage (Hurst,...
August 24th, 2026 01:48 PM
Thank you Jessica
Erik has been very kind and patient with me throughout the stressful process of searching for and financing my new home. He is always available if I need to ask a question and always answered all my questions quickly and elaborately.I will...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
July 3rd, 2026 01:24 PM
Thank you for the kind words, Kristina. I know the house search was a long journey for you. We were so happy to be a part of your purchase of that beautiful home. Please keep me in mind if you know anyone in need of our services. Thanks.
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Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Josie E
Reply from Owner
July 13th, 2026 01:18 PM
So happy we could help you get into your beautiful home, Josie. If you have any friends/family that could use our help, we would greatly appreciate you passing our info along. Thanks.
Erik was communication and availability to answer questions was excellent. We appreciated him explaining each step of the process and efficiency in getting things done. The overall experience with the online forms and alerts was also super...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
July 1st, 2026 12:58 PM
Thank you so much for the kind words, Josie. So happy that we could help you and Stan get into your new home. Congratulations again. Please keep me in mind if you know anyone in need of our services.
He was always available to ask questions and communicated with us during the whole process. Helped us understand things better and is just a great guy!
Reply from Owner
July 13th, 2026 01:19 PM
Thank you for the kind words. It was completely our pleasure helping you guys. Thank you so much for your trust in our team
He was always available to ask questions and communicated with us during the whole process. Helped us understand things better and is just a great guy!
Reply from Erik Gross - Lower Mortgage (Hurst,...
June 26th, 2026 08:43 PM
Thank you so much for the kind review, Misti. It was absolutely our pleasure to help you guys get into your beautiful new home. Please reach out if you know anyone that may be in need of our help.
Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Calvin H
Reply from Owner
July 13th, 2026 01:20 PM
Thank you Skylar. We are so proud of and happy for you guys to become homeowners. Thanks for your trust in our team.
He was amazing to work with and helped out alot
Reply from Erik Gross - Lower Mortgage (Hurst,...
June 26th, 2026 03:57 PM
So happy we could help Skylar...congratulations again on getting into your new home. Please keep me in mind if you know anyone in need of our help. Thanks.
Very helpful and knew a lot to help a 1st time buyer. quick communication and a nice guy.
Reply from Erik Gross - Lower Mortgage (Hurst,...
June 23rd, 2026 04:12 PM
Thank you Alex. It was a pleasure helping y'all get into that beautiful home. Please keep me in mind if you know anyone in need of our help.
Quick communication, human management of process, direct and detailed team correspondence.
Reply from Erik Gross - Lower Mortgage (Hurst,...
June 23rd, 2026 01:03 PM
Thank you Jako. It was a pleasure working with you and I hope you think of us if you know anyone in need of our help.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.