
Poulsbo, WA
Poulsbo, WA

1st Security Bank Home Lending is dedicated to giving you the best customer service in the mortgage industry.
We are part of a wonderful community bank serving the Puget Sound area. Our mission is to WOW each and every client.
With loan o... Show More
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Tracy basically held our hand the entire process, spent lots of time via phone or email explaining everything. She was always available for questions or concerns. And even helped find answers to questions that were not even related to the loan...
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Reply from Tracy White
April 6th, 2026 03:19 PM
Sara & Mike, it warms my heart to know that you felt supported throughout the entire process. I believe in being available and providing thorough explanations to make everything as smooth as possible for you both. It’s wonderful to hear that...
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Tracy's wealth of experience, prompt communication, and personal approach to the business relationship were invaluable! We enjoyed working with her Very much!
Reply from Tracy White
April 6th, 2026 03:20 PM
I'm grateful for your thoughtful words, Joyce. It's rewarding to know that my experience, timely communication, and personal touch positively impacted your loan experience. I'm delighted that you enjoyed working with me, and I look forward...
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Terence was timely and proactive throughout the process. The app was easy to navigate. The rest of the team did an excellent job as well. There was a minor last minute glitch involving the notary but Terence quickly resolved it and we were...
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We really appreciated how quickly Terence responded whenever we had questions. He always took the time to explain things thoroughly. Much appreciated!
Tracey provide consistent and clear communication. She provided advice and explained options in terms that were easily understandable. She was a great pleasure to work with.
Reply from Tracy White
March 31st, 2026 03:36 PM
Guy, I'm grateful for your kind review. It's important to me to provide consistent and clear communication, along with advice that is easy to understand. It was a pleasure working with you, and I'm glad to hear that my efforts resonated with...
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Tracy is very professional and a joy to work with! She made our refinance super quick and easy! I'm so grateful for Tracy and her knowledge as well as her caring heart.
Reply from Tracy White
March 31st, 2026 03:37 PM
Denise, thank you for your kind words. I'm pleased to hear that the refinance process was smooth and efficient for you. It was a joy working alongside you, and I'm glad my professionalism and caring approach made a positive impact. If you have...
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It was a joy to work with Ms. Tracy White, she was expedient in getting back to us, great follow through, communicated in a way that I could understand, (having low to medium financial knowledge), and overall just enjoyable to talk too! Love...
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Reply from Tracy White
March 31st, 2026 03:39 PM
Patricia, it was truly my pleasure to assist you. I'm glad to hear that my communication style and sense of humor made the process enjoyable for you. I always aim to make complex topics more understandable, and I'm happy that resonated with...
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Tracy and her team were proactive and communicative experts that made this process worry free, straight forward, and as simple as possible. We are so grateful to her and the team that helped us buy our home.
Reply from Tracy White
March 30th, 2026 03:20 PM
Rebecca, I'm so glad to hear that the process felt straightforward and worry-free for you. Being proactive and communicative are such important parts of what I strive to provide. If you have any questions or need assistance in the future, please...
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Terence is great at keeping me informed and settles my nerves with his calm and quick responses. It is why when it was time to refinance I didn't want to work with anyone else!
Tracy was amazing to work with made it very easy through the hole process.
Reply from Tracy White
March 29th, 2026 03:40 PM
Thank you Felicia for your kind words! I enjoy helping clients with their mortgage financing and always strive to make the process as easy as I can! Enjoy your new home! It was a pleasure working with you!
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About
1st Security Bank Home Lending is dedicated to giving you the best customer service in the mortgage industry.
We are part of a wonderful community bank serving the Puget Sound area. Our mission is to WOW each and every client.
With loan officers who have tremendous experience and success, backed by an incomparable support staff, we are able to find loans that fit your lifestyle, financial goals and budget. We can help you choose from a full list of loan products, many of them unique to our bank.
And we offer fast service. Loans are approved in-house, cutting the wait time substantially--loans are often closed loans within 30 days.
We look forward to serving you, and adding you to our list of happy, WOWED customers.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.