

Oxford Home Lending - Columbus, New Albany, OH
New Albany, OH

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Josh was very professional, knowledgeable, helpful, and patient.
David was responsive and a pleasure to work with, he kept my stress down. I will be calling him in the fiture.
Beg with our initial conversation, Daltan provided me with timely, detailed information and advice that made my VA refi a smooth and seamless experience!
Josh was at the peak of his game. He was knowledgeable about all the steps, rules, laws and any questions that arose. His communication was constant, with a personal touch. Every time I needed help, his responses were very punctual from beginning...
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Reply from Josh Toothman
July 27th, 2026 04:18 AM
Thank you so much for your thoughtful review, Deanna. I'm glad to hear that my knowledge and communication made a positive impact throughout your experience. Your kind words about the personal touch I bring to my work mean a lot to me. I will...
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This was my first time getting a loan like this and I'm pleased to say Tommy Garland worked with us and talked us through it and made sure we were able to get it done!!! Great work and thanks again 👍!!
Great communication from day one no lie!Always kept me informed.
Reply from Josh Toothman
July 25th, 2026 02:22 PM
It's always the goal to keep you informed my friend! I know we had some hoops to jump through, but I appreciate your patience through it all!
David was extremely helpful and made the process simple. He also did a great job explaining everything i had questions about very quickly the entire time.
Reply from David Slain
July 30th, 2026 03:00 PM
Austin, I'm glad to hear that I could help make the process simple for you. Your feedback about my ability to explain things quickly is truly appreciated.
Easy and hassle free
Reply from Maria Snyder
July 27th, 2026 08:35 PM
Thomas, I'm happy to hear that your experience was easy and hassle-free. Thank you for sharing your positive feedback!
Josh was on top of everything that needed attention. He always was communicating with us which made the journey of refinancing pleasant and stress free.
Reply from Josh Toothman
July 15th, 2026 05:35 PM
Thank you for your kind words, Mark. I'm happy to know that my communication helped make you and Amys refinancing journey pleasant and stress-free. If there's anything more I can do for you, please never hesitate to reach out!
MR BSHARAH WAS THERE EVER STEP OF THE WAY FOR ME AND WIFE.
Reply from Bsharah Hejazin
July 22nd, 2026 04:12 PM
Roderick, I'm pleased to know that I could be there for you and your wife throughout the process. Your kind words mean a lot to me, and thank you for trusting me with your journey.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.