Oxford Home Lending - Columbus, New Albany, OH
New Albany, OH
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
The closing was fast and thorough Interest rate was not great but doable
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Communication, knowledge,attention to detail,
professionalism
Reply from Corey Cale
August 12th, 2026 01:54 PM
Donald, I appreciate your recognition of my communication skills, knowledge, and attention to detail. It's great to know that you valued my professionalism throughout the process. Thank you for your kind words!
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David was very helpful. He called me for updates throughout the process and was very good about explaining what everything meant. He was friendly and personable and he made the whole thing easier and less stressful.
Josh was very professional, knowledgeable, helpful, and patient.
Reply from Josh Toothman
August 3rd, 2026 02:38 PM
Thank you for sharing your experience, Ebony. I'm glad to hear that my professionalism and patience were helpful to you. Your feedback is greatly appreciated.
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David was responsive and a pleasure to work with, he kept my stress down. I will be calling him in the fiture.
Reply from David Slain
August 6th, 2026 01:49 PM
Cynthia, I'm pleased to hear that working with me helped keep your stress down. I look forward to assisting you again in the future.
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Dalton DePaul
Beg with our initial conversation, Daltan provided me with timely, detailed information and advice that made my VA refi a smooth and seamless experience!
Reply from Dalton DePaul
August 4th, 2026 01:56 PM
Stephen, I'm glad to hear that the information and advice I provided made your VA refi process smooth and seamless. Thank you for your kind words and for trusting me with such an important transaction.
Josh was at the peak of his game. He was knowledgeable about all the steps, rules, laws and any questions that arose. His communication was constant, with a personal touch. Every time I needed help, his responses were very punctual from beginning...
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Reply from Josh Toothman
July 27th, 2026 04:18 AM
Thank you so much for your thoughtful review, Deanna. I'm glad to hear that my knowledge and communication made a positive impact throughout your experience. Your kind words about the personal touch I bring to my work mean a lot to me. I will...
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Tommy Garland
This was my first time getting a loan like this and I'm pleased to say Tommy Garland worked with us and talked us through it and made sure we were able to get it done!!! Great work and thanks again 👍!!
Great communication from day one no lie!Always kept me informed.
Reply from Josh Toothman
July 25th, 2026 02:22 PM
It's always the goal to keep you informed my friend! I know we had some hoops to jump through, but I appreciate your patience through it all!
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David was extremely helpful and made the process simple. He also did a great job explaining everything i had questions about very quickly the entire time.
Reply from David Slain
July 30th, 2026 03:00 PM
Austin, I'm glad to hear that I could help make the process simple for you. Your feedback about my ability to explain things quickly is truly appreciated.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.