Orlando, FL
Orlando, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
It was amazing from the jump they worked tiredlessly through all hoops thrown their way if I was to purchase another house I would use them again huge shout out to Susie and Mona thank yall so much
Reply from Susie Carlton | Loan Originator | E...
August 14th, 2025 03:08 PM
Scott, I'm so pleased to hear that you had such a positive experience with us from the very start! Mona is amazing and I'm so happy she was there alongside me and was able to work through the challenges and make your home-buying journey a success....
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I had a wonderful experience dealing with Susie and her team. Thank you so much for making such a pleasant experience. I would refer any of my friends or family to do business with Susie with Element home loans.
Reply from Susie Carlton | Loan Originator | E...
August 12th, 2025 03:10 PM
Marisol, I'm really pleased to hear that you had such a wonderful experience with me and my team! It was such a pleasure assisting you and meeting you and your sweet, Mom, Maria at the closing yesterday. Your willingness to refer friends and...
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Nicole and her team were fantastic in helping us secure a loan for our new home! We could not have done it without her!
Reply from Nicole Johnson
July 30th, 2025 06:23 PM
Thank you for the kind review Josh. It is a pleasure and honor to work with clients multiple times. Enjoy your new home!!
for
Orlando
Nicole and her team are amazing! Being a first time homebuyer she made the process simple and easy! She was there every step of the way and answered all my questions in a timely manner. She cares so much about her clients, and she will do anything...
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Reply from Owner
February 26th, 2021 12:00 AM
Thank you so much Josh. You were absolutely amazing to work with. I am so happy for you and I am sure you will have many blessed years in your home!
I had an amazing experience working with Nicole and team. She was incredibly communicative, calling me almost every day with updates on rates and walking me through each step of the mortgage process. I always felt fully informed, with complete...
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Reply from Nicole Johnson
July 29th, 2025 04:36 PM
Thank you so much for taking the time to share your experience! I’m truly grateful for your kind words and am delighted to know that you felt supported and well-informed throughout the mortgage process. My goal is always to make things as smooth...
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for
Orlando
I had an amazing experience working with Nicole and team. She was incredibly communicative, calling me almost every day with updates on rates and walking me through each step of the mortgage process. I always felt fully informed, with complete...
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Reply from Owner
August 26th, 2025 12:00 AM
Thank you so much for your wonderful review Dyannah! It was truly a pleasure working with you throughout your home buying journey. I’m so glad to hear that you felt informed and supported every step of the way—clear communication and care for...
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Nicole is amazing!!! Super personal and just a fantastic human being. I had 0 worries through the whole process because I knew she was handling everything correctly. Communication is outstanding and kindness is unmatched. I recommend her to...
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Reply from Nicole Johnson
July 16th, 2025 04:27 PM
Thank you so much for your wonderful review and for trusting me once again with your home purchase! I am truly grateful for your loyalty and continued support over the years. The feeling is absolutely mutual—I’ve enjoyed working with you every...
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for
Orlando
Nicole is amazing!!! Super personal and just a fantastic human being. I had 0 worries through the whole process because I knew she was handling everything correctly. Communication is outstanding and kindness is unmatched. I recommend her to...
read more
Reply from Owner
July 26th, 2025 12:00 AM
Thank you so much for your wonderful review and for trusting me once again with your home purchase! I am truly grateful for your loyalty and continued support over the years. The feeling is absolutely mutual—I’ve enjoyed working with you every...
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Susie and her team helped me with buying my first home, and I couldn’t have asked for a better experience. They were incredibly kind, patient, and efficient throughout the entire process. Susie went above and beyond to make sure I felt comfortable...
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Reply from Susie Carlton | Loan Originator | E...
July 7th, 2025 12:50 PM
Jillian, thank you for the wonderful review! I'm thrilled to hear that your experience buying your first home was so positive. It was a pleasure helping you through the process, and I'm glad to know that our efforts made it smooth and manageable...
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for
Orlando
Susie and her team helped me with buying my first home, and I couldn’t have asked for a better experience. They were incredibly kind, patient, and efficient throughout the entire process.Susie went above and beyond to make sure I felt comfortable...
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Reply from Owner
July 26th, 2025 12:00 AM
Thank you so much, Jillian for the wonderful review! I am so happy that you were pleased with the service my team provided you throughout the process. You were a true pleasure to work with, even through a few unforeseen challenges. I am so...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.