
Orlando, FL
Orlando, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Nicole had great communication throughout the home buying process. I especially appreciated the cost estimation spreadsheets she was providing me weekly until closing. She was always available to answer questions when I called as well.
Reply from Nicole Johnson
July 3rd, 2025 06:43 PM
Thank you so much for your wonderful review! I truly enjoyed working with you and am so glad the weekly cost estimation spreadsheets made things easier during your home buying journey. Your trust and communication meant a lot to me, and I’m...
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Susie and her team pointed out some potential problems before they became real problems . The team at Element Home Loans is extremely qualified and professional.
Reply from Susie Carlton | Loan Originator | E...
July 1st, 2025 01:02 PM
Kyle, it was a pleasure assisting you and Carmen again! I really appreciate your loyalty and business! I'm so happy that we were able to identify potential issues early on with the initial property and I'm so happy that you found a perfect...
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Susie and Mona kept me informed throughout the process. Couldn't be happier with their assistance.
Reply from Susie Carlton | Loan Originator | E...
June 29th, 2025 06:09 PM
Steve, I'm delighted to hear that you were pleased with the assistance provided by both Mona and me. Keeping you informed throughout the process is a priority, and I'm glad we could meet your expectations. Thank you for your kind words and...
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I highly recommend Element Home Loans. Personable and responsive they made the process much easier.
Reply from Owner
July 21st, 2025 12:00 AM
Thank you so much for the great review, Stephen! I’m so happy that we were able to make the process as stress free for you as possible. I wish you a smooth transition from your Titusville home to your new Orlando home. Thank you so much for...
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Susie was really supportive and provided not only required information, but also insightful information about home loan applications. She was easy to contact and always happy to answer questions.
Reply from Susie Carlton | Loan Originator | E...
June 23rd, 2025 12:38 PM
Alexander, thank you for the wonderful review! I'm thrilled to hear that you found my support and insights helpful during your home loan application process. It was a pleasure assisting you and Kristen, and I'm glad you were happy with the...
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Working with Susie and her team was great! They were always communicating where we were at during the process, answered every single question we had in a timely manner, and ensured we closed on time with no issues
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Reply from Susie Carlton | Loan Originator | E...
June 15th, 2025 03:04 PM
Kristin, I'm thrilled to hear that your experience working with us was so positive! It was a pleasure assisting you and Alex, and I'm glad we could keep you informed and answer all your questions promptly. Thank you for trusting Element Home...
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Dedicated professionals who prioritize their clients by attentively listening to them and strive to ensure the mortgage process is easy to navigate.
Reply from Susie Carlton | Loan Originator | E...
May 13th, 2025 12:30 PM
Bill, it was such a pleasure assisting you and Stephanie! I'm thrilled to hear that you found our team dedicated and attentive throughout your mortgage process. I appreciate your kind words for my wonderful team. Thank you for choosing Element...
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Nicole was amazing. Her communication was excellent and she clearly explained everything. I work in commercial loans and she was super helpful on detailing the process on the residential side of things. Always very responsive and patient during...
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Reply from Nicole Johnson
May 12th, 2025 09:52 PM
Sean, I am thrilled to hear about your positive experience with me and my team. I strive to provide excellent communication and detailed explanations for my clients. I am grateful I could assist you effectively, especially during a volatile...
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Nicole and her team were amazing. Her communication was excellent and she clearly explained everything. I work in commercial loans and she was super helpful on detailing the process on the residential side of things. Always very responsive...
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Reply from Owner
May 26th, 2025 12:00 AM
Sean, you were an absolute dream to work with! It makes the process enjoyable when we have the blessing of amazing clients like yourself. I am grateful you felt informed and served during the process. I hope you have many happy years in your...
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easy and quick process from start to close
Reply from Susie Carlton | Loan Originator | E...
April 15th, 2025 01:58 PM
Janelle, I'm thrilled to hear that the process was easy and quick for you from start to finish. It was a pleasure working with you both, and I'm glad I could assist you with your home loan needs. Welcome Home! I hope you're getting settled!...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.