

Mission Valley, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Determined team friendly and great to work with highly recommend
Reply from Emerson Nogueira
February 9th, 2026 05:25 PM
Daisha, I'm pleased to hear that you found the team so determined and friendly. It means a lot to know you'd recommend working with us. Thank you for sharing your positive experience.
Chelsea Wagner is an amazing person who helped us in the process of understanding how it is when purchasing a home she ensure we was on track and if we were not she helped guide us back onto track and without her we would have not been able...
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Reply from Emerson Nogueira
February 9th, 2026 06:55 PM
It's wonderful to hear that you had such a supportive experience during your home-buying journey, Lulu. I'm grateful to have been able to assist you and ensure the process was smooth. If you ever have more questions in the future, feel free...
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Walt Harper consistently provides outstanding service. He is extremely knowledgeable, responsive, and takes the time to explain every step of the lending process clearly. His communication is excellent, which makes transactions smooth and stress-free...
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Reply from Emerson Nogueira
January 26th, 2026 08:48 PM
I'm truly grateful for your kind words, Nicky. It's important to me that you and your clients find the lending process smooth and clear. Making sure each step is well-explained and having open communication are key priorities. Your trust means...
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⭐️⭐️⭐️⭐️⭐️Meredith Hamilton was an absolute pleasure to work with on a recent transaction. I represented the seller, and Meredith handled the financing for the buyer. Her communication was clear, timely, and professional throughout the entire...
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Reply from Emerson Nogueira
January 30th, 2026 08:31 PM
Ana, I truly appreciate your kind words. It was a pleasure to collaborate with you on this transaction. I believe that clear communication and staying proactive are key in ensuring a smooth process, and I’m glad to hear that you had a positive...
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Jill and Cassie were amazing. They were on top of everything and made sure we understood what was happening. They also kept up the excitement for us which was crucial as these things can take time.
Reply from Emerson Nogueira
January 19th, 2026 07:23 PM
I'm pleased to hear that Jill and Cassie provided such excellent support during your experience, Jordan. It's great that they were able to keep you informed and energized throughout the process. If you need any further assistance or have more...
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Randi is what it a great experience ! Her ability to see and explain the big picture finanically is amazing and she is incredible at what she does. She made my first time home buying experience so smooth and I cannot recommend her enough.
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Reply from Emerson Nogueira
January 19th, 2026 08:48 PM
I'm glad to hear that you had a smooth home buying experience. It's great to know that my approach helped you see the financial big picture clearly. Thank you for your kind words and recommendation, Shane!
Everyone was very professional. Thank you!
Reply from Carmody Team
January 7th, 2026 04:29 PM
I'm grateful to hear you found everyone to be professional. If there's anything more I can do for you in the future, please don't hesitate to reach out.
James & his team were so helpful and approachable with every little question or concern we had. I would 100% us him and his team again & recommend him to eveyone I know. He's the best!
Reply from Carmody Team
January 5th, 2026 09:50 PM
It's encouraging to hear that you found my team and me approachable and helpful with your questions and concerns. Your willingness to recommend us means a lot. If you ever need assistance or have more questions, I'm here to help.
Great communication and availability.
Reply from Carmody Team
January 1st, 2026 07:35 PM
It's good to hear that you found my communication and availability effective. Ensuring these aspects are in place is important to me. If there's anything more you need in the future, don't hesitate to let me know.
Great communication and always on top of everything!
Reply from James S. Carmody
December 24th, 2025 06:06 PM
Thank you for your professionalism and teamwork.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235