Mission Valley, San Diego, CA
San Diego, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Joel is a mortgage powerhouse! He works incredibly hard and is so knowledgeable when it comes to his line of work. He thinks outside the box and and consistently shows up to work hard and dedicate his time to his clients and agent partners....
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Reply from Joel Berman
December 20th, 2025 05:08 AM
Thank you!!
for
Mission Valley
Jonathan made our refinance experience incredibly easy and stress-free. Even though we didn’t meet in person, the entire process flowed so smoothly through email that it never felt like an issue at all. Communication was clear, timely, and...
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Reply from Ellie Krabbe
December 31st, 2025 03:26 PM
Thank you, Amanda, for sharing your positive experience with the refinancing process. I'm glad to hear that everything went smoothly and that email communication was effective and clear. It's important to me that my clients feel supported and...
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James and the team helped us find our dream condo at a great price!
Reply from Carmody Team
December 29th, 2025 08:18 PM
I'm glad I could assist in helping you find your dream condo at a great price. It's fulfilling to know that you had a positive experience. If there's anything else I can do in the future, please feel free to reach out.
totally professional and kept me informed all the way to closing.. Bravo James!
Reply from James S. Carmody
May 6th, 2026 05:16 PM
Thank you for your kind review Anthony. It was a pleasure guiding you through this process! Please don't hesitate to reach out to the team and I for anything, we are honored to be here as a resource for you.
for
Mission Valley
I would rate Drake a 10 out of 10 if I could! He truly goes above and beyond to make sure his clients are taken care of. He answers all questions thoroughly, is extremely professional, and clearly knows exactly what he’s talking about. He has...
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Reply from Ellie Krabbe
January 7th, 2026 09:19 PM
I'm grateful for your kind words and recommendation, Krystal. I'm pleased to hear that my efforts have positively impacted your clients' experiences. Addressing all questions and ensuring thorough support are priorities I take seriously. Thank...
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Very responsive team lead by James Carmody that delivers on all levels to closing.
5 stars 🌟🌟🌟🌟🌟
for
Mission Valley
I had a truly outstanding experience refinancing my home with Synergy One Lending. From start to finish, the process was incredibly smooth and efficient. They were professional, highly knowledgeable and communication was excellent.
for
Mission Valley
Someone from Eric’s team worked directly with me through every step of the process and they answered at all hours of the day which is so helpful and reassuring that they care about making this process easy! Everyone is so knowledgeable and...
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EXCELLENT communication , proactiveness & fast turn around by James & his team!! Highly recommended 🌟🌟🌟🌟🌟
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235