

Mission Valley, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
When using Synergy One Lending I highly recommend working with Senior Loan Officer Nick Maynard. Nick makes the loan process feel less stressful because he is so experienced and knowledgeable. He works fast and can do everything electronically....
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Reply from Emerson Nogueira
February 16th, 2026 02:21 PM
Jo, I appreciate your kind words about working with me at Synergy One Lending. I'm glad to hear that my approach made the process less stressful for you. Helping busy clients like you with a seamless experience is always a priority. If you...
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Fast and efficient.
Reply from Emerson Nogueira
February 16th, 2026 08:23 PM
I appreciate your feedback, Ant. It's great to hear that you found the service fast and efficient. If there's anything else I can help with, feel free to let me know.
Stacey was absolutely wonderful to work with. She was incredibly responsive, always quick to answer questions, and explained everything thoroughly every step of the way. Her knowledge and patience made the entire home loan process feel smooth...
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Reply from Emerson Nogueira
February 16th, 2026 07:39 PM
Thank you, Mary, for sharing your experience. I'm glad to hear that Stacey provided such responsive and knowledgeable assistance during your home loan process. It's important to me that every client feels supported and well-informed at each...
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Nate was truly a game changer. ❤️We began our journey toward buying our first home back in 2020 with a different lender, and to be honest, it made the experience feel overwhelming and discouraging. Fast forward to 2025, when Nate called one...
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Reply from Emerson Nogueira
February 9th, 2026 05:12 PM
Marissa, it’s wonderful to hear that I could play a part in making your journey to homeownership both positive and exciting. I’m so pleased that our collaboration helped navigate you through what can often be a challenging process. Answering...
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Amazing communication , always friendly, answers all questions timely and always available , absolutely the best , James goes above and beyond and so does his team. I can honestly say it has been an easy process from start to finish . Touché...
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Reply from Carmody Team
January 30th, 2026 06:06 PM
Joseph, I am pleased to hear that the communication and support met your expectations throughout the process. It's wonderful to know that you found everything straightforward from start to finish. If there's anything else I can help you with,...
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Very smooth process and everything laid out ahead of time as to what would be expected.
Reply from Carmody Team
January 30th, 2026 04:39 PM
Connor, I'm glad to hear that the process was smooth and that everything was clear in advance. Planning and transparency are important to me, so it's great to know you felt prepared. If there's anything else I can do for you, please let me...
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Jessica was super knowledgeable, responsive, and incredibly helpful throughout this whole process. She is great at making you feel comfortable and explaining all of your options. Every time her name was brought up with other involved parties,...
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Reply from Emerson Nogueira
February 4th, 2026 09:33 PM
I'm grateful for your thoughtful feedback, Aysha. It’s rewarding to know that I could provide support and clarity throughout the process for you. Building a comfortable space for questions and discussions is important to me, and I'm glad you...
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all good!!
Reply from Carmody Team
January 26th, 2026 03:56 PM
Hi Evelyn, I'm glad everything went well for you! If there is anything else I can assist with, feel free to let me know.
Superb guidance and communication for my clients!
Reply from Carmody Team
January 23rd, 2026 08:23 PM
Michael, thank you for sharing your feedback. I'm pleased that my guidance and communication have been beneficial for your clients. If there's anything more I can assist with, please feel free to reach out.
James and his team were exceptional to work with from start to finish. Their communication was proactive, clear, and consistent, and they remained organized and solutions-focused every step of the way. Even with a few hurdles that could have...
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Reply from Carmody Team
January 23rd, 2026 05:43 PM
Amie, I appreciate your thoughtful feedback. It's great to know the team's proactive and organized approach made a positive impact on your experience. Handling challenges smoothly to meet deadlines is something I strive for, so I'm glad it...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235