Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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communication
Reply from Kelly Christian Jennings
May 4th, 2026 04:00 PM
Victoria, I appreciate your review and am pleased to know that communication stood out during your experience. If you have any further feedback or questions, please feel free to reach out to me directly.
Kelly was great to work with throughout the whole process! The whole team made the process easy and we appreciated all the hard work they put into helping us get our house!
Reply from Kelly Christian Jennings
April 30th, 2026 04:36 PM
I'm grateful for your kind words, Kayla. It's nice to hear that you found the process easy and appreciated the hard work from my team and me. If you ever need assistance in the future, please feel free to reach out.
Kelly and his team were great! Doing this entire process from 8,000 miles away, Kelly's team walked us through every aspect and was always available for calls and to respond to our many emails.
Reply from Kelly Christian Jennings
April 30th, 2026 08:51 PM
I'm happy to hear that you felt supported throughout the process, Destry. Managing everything from such a distance can be challenging, so it's great to know that my team and I were able to assist effectively. If you have any more questions...
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Phil was awesome as usual this is our second time using Phil , makes the entire process smooth and seamles!
Reply from Phil Cunningham
April 23rd, 2026 02:45 PM
Thank you for the kind review Devin. So happy for you and Amy. Thank you for trusting me again to assist you again and will always be here for you.
I recently worked with Kelly Jennings on refinancing our primary home, and I can confidently say he is one of the best in the business. The entire process was smooth, efficient, and incredibly well managed from start to finish. Kelly is extremely...
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Reply from Kelly Christian Jennings
April 29th, 2026 04:04 PM
Thank you, Robert, for your kind words about my approach to your refinancing process. I'm glad to hear that my responsiveness and ability to anticipate potential issues made the experience smooth for you. It's important to me that communication...
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jamie was very responsive to questions, no matter what time.
He took every opportunity to make sure I understood all of my options and always guided me to success during my homebuying process. He is educated thoughtful and treated me like I was his family member. I can't say enough about how wonderful...
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Reply from Phil Cunningham
April 23rd, 2026 02:46 PM
Courtney, you were a pleasure to get to know throughout the entire process. You worked hard to find the right loan on your incredible new home. So proud of you!
Since I am moving from Florida, my daughter was very involved with decisions in NC and Jonathan had to communicate through conference calls. Also, the seller wanted a quick close so he had to expedite financing. He kept everything stress free...
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Reply from Jonathan Wood
April 27th, 2026 04:20 PM
Leah, I'm grateful for your feedback and pleased to hear that the process was stress-free for you, even with the need for quick communication and expedited financing. It's wonderful to know that my efforts in working with both you and your...
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Jon Wood is wonderful to work with. He helped my mother with her mortgage process and was patient, kind, transparent, and highly responsive. He was thorough and always clear regarding the necessary steps. We would strongly recommend him.
Jamie is competent, professional, oragnized, corteous, timely and a pleasure to work with. We have worked with her 4 times and are very grateful that we chose to work with such an exceptional and knowledegable individual. She never hesitated...
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Reply from Jamie H Harrington
April 27th, 2026 01:46 PM
Thank you so much for your kind words, Beatriz. I'm pleased to hear that you've had a positive experience working with me over the years. Your recommendation and trust mean a lot to me, and I'm always here to assist you whenever needed.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.