Kelly Christian Jennings
Loan Officer
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
View all days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kelly was incredibly efficient throughout the entire process. Most big banks were quoting 30-45 days for VA loans around Camp Lejeune, but Kelly got ours closed in just 16 days. He was very communicative, responsive, and took the time to explain...
read more
Reply from Kelly Christian Jennings
May 21st, 2026 06:35 PM
Ioan, I'm grateful for your kind words and pleased to know that you found the process efficient and smooth. It was important to me to ensure everything was communicated clearly, and I'm glad my efforts helped facilitate a stress-free experience....
read more
Kelly made everything clear and easy. he and the team were efficient and thorough, explaining everything along the way!
Reply from Kelly Christian Jennings
May 8th, 2026 04:00 PM
Paul, I'm glad to hear that you found the process clear and easy. It's important to me that everything was explained thoroughly, and I'm pleased that my team and I could provide efficient support. If you have any further questions, feel free...
read more
communication
Reply from Kelly Christian Jennings
May 4th, 2026 04:00 PM
Victoria, I appreciate your review and am pleased to know that communication stood out during your experience. If you have any further feedback or questions, please feel free to reach out to me directly.
Kelly was great to work with throughout the whole process! The whole team made the process easy and we appreciated all the hard work they put into helping us get our house!
Reply from Kelly Christian Jennings
April 30th, 2026 04:36 PM
I'm grateful for your kind words, Kayla. It's nice to hear that you found the process easy and appreciated the hard work from my team and me. If you ever need assistance in the future, please feel free to reach out.
Kelly and his team were great! Doing this entire process from 8,000 miles away, Kelly's team walked us through every aspect and was always available for calls and to respond to our many emails.
Reply from Kelly Christian Jennings
April 30th, 2026 08:51 PM
I'm happy to hear that you felt supported throughout the process, Destry. Managing everything from such a distance can be challenging, so it's great to know that my team and I were able to assist effectively. If you have any more questions...
read more
I recently worked with Kelly Jennings on refinancing our primary home, and I can confidently say he is one of the best in the business. The entire process was smooth, efficient, and incredibly well managed from start to finish. Kelly is extremely...
read more
Reply from Kelly Christian Jennings
April 29th, 2026 04:04 PM
Thank you, Robert, for your kind words about my approach to your refinancing process. I'm glad to hear that my responsiveness and ability to anticipate potential issues made the experience smooth for you. It's important to me that communication...
read more
Kelly went above and beyond to assist in this closure process. I was overseas and had to go through the process remotely, Kelly and his Team were excellent.
Reply from Kelly Christian Jennings
April 13th, 2026 03:53 PM
I'm pleased to hear that you found my assistance helpful during the closure process, Scott. Managing everything remotely can be challenging, and I'm glad my team and I could provide the support you needed. If there's anything else I can assist...
read more
Kelly was very easy to work with and always so informative! he made it so seamless I almost forgot we were buying a house. I will definitely be using Kelly again in the future!
Reply from Kelly Christian Jennings
April 3rd, 2026 05:17 PM
It's wonderful to know that the process felt seamless for you, Allison. I'm glad I could provide informative support throughout your home-buying journey. I look forward to the opportunity to work with you again in the future. If you have any...
read more
Excellent communication, was always available to answer whatever questions we had and made the process as easy as possible. Highly, highly recommend!
Reply from Kelly Christian Jennings
March 26th, 2026 05:23 PM
I'm really glad to hear that you found the communication effective and the process smooth. It was a pleasure assisting you, and I'm grateful for your recommendation. If you have any future questions or need further assistance, please feel free...
read more
9 of 9
About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
273
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.