Kelly Christian Jennings
Loan Officer | NMLS# 2003818
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Kellly was very communicative and my clients loved him! Very knowledgeable and love his videos!
Kelly made my first home buying experience very simple and stress free.
Reply from Kelly Christian Jennings
September 8th, 2026 06:57 PM
Donald, I'm grateful for your kind words. It's great to know that I could help make your first home buying experience simple and stress-free. If you have any more questions or need further assistance, feel free to reach out.
Very communicative and helpful throughout the entire process. Made buying a house very simple.
Reply from Kelly Christian Jennings
September 7th, 2026 06:00 PM
Kyle, thank you for your kind words. I'm pleased that I could help make the home buying process simple for you. If you have any more questions or need further assistance, feel free to reach out.
Kelly is wonderful to work with! I was initially concerned that working with a lender located roughly four hours away might make the process more difficult. However, after completing two transactions with Kelly, I can confidently say the distance...
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My original lender restructured loan terms days before closing, raised the rate without explanation, and created a serious payment dispute with the appraiser that put the purchase at risk.Kelly stepped in, got a clear read on the situation,...
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Kellys knowledge and systems he has in place makes it such a . Pleasant experience . He kept everyone informed from A to Z
Kelly is the morher f*ckin man
Transparent prcoess.
Reply from Kelly Christian Jennings
August 13th, 2026 04:38 PM
Tylor, I appreciate your feedback. I'm glad to hear that you found the process transparent. If you have any more thoughts or need assistance, feel free to reach out.
Kelly was extremely knowledgeable, fast, and took care of us like we were family! It was such a wonderful experience . There was never a time where I was twidling my thumbs waiting for an answer. I never realized getting a mortgage loan could...
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Reply from Kelly Christian Jennings
July 21st, 2026 03:57 PM
Baila, I’m thankful for your kind words and pleased to know that you had a wonderful experience. It’s great to hear that the process was smooth and stress-free for you. If you ever have more questions or need assistance, please feel free to...
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Proactive with tasks, made everything simple to understand, and was prompt on time tables. Made it a breeze to buy a house for the first time.
Reply from Kelly Christian Jennings
July 21st, 2026 06:18 PM
Hunter, I appreciate your kind words. I'm glad to hear that I could make your first home buying experience simple and straightforward. If you ever have more questions or need any assistance in the future, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2003818
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.