Kelly Christian Jennings
Loan Officer | NMLS# 2003818
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Kelly was very communicative and worked extremely hard to strategize with me for our clients!
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Kelly walked me though this whole prosses . If it wasn't for kelly i wouldn't have completed the loan
Reply from Kelly Christian Jennings
October 6th, 2026 05:47 PM
John, thank you for your kind words. I'm glad I could guide you through the loan process and help you reach completion with Lower.
Kelly did an amazing job keeping us informed throughout the loan proces. some hurdles came up but he continued to work hard and let us know how to handle everything each step of the way.
Reply from Kelly Christian Jennings
October 6th, 2026 03:15 PM
Andrew, I appreciate your feedback. I'm glad I could keep you informed and assist you through the challenges during the loan process. Working with you and the team at Lower was a great experience, and I'm pleased we could navigate the hurdles...
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Kelly was wonderful to work with through the home buying process! He was always on top of all the paperwork and was seamless in relaying the status of things to us. Highly recommend!
Reply from Kelly Christian Jennings
October 1st, 2026 05:51 PM
McKayla, thank you for your wonderful feedback. I'm glad I could assist you seamlessly throughout the home buying process and keep you well-informed. Working with you was a pleasure, and I appreciate your recommendation of me and my team at...
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Communication and Transparency.
We had a wonderful experience working with Kelly Jennings and his team throughout our mortgage process. Kelly was incredibly pleasant and professional from start to finish, and the entire process was smooth and straightforward.He took the time...
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Reply from Kelly Christian Jennings
September 21st, 2026 03:28 PM
Donna, thank you for sharing your experience. I'm very happy to hear that the mortgage process with me and my team at Lower was smooth and straightforward for you. It's wonderful to know that the explanations and availability helped you feel...
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Kellly was very communicative and my clients loved him! Very knowledgeable and love his videos!
Kelly made my first home buying experience very simple and stress free.
Reply from Kelly Christian Jennings
September 8th, 2026 06:57 PM
Donald, I'm grateful for your kind words. It's great to know that I could help make your first home buying experience simple and stress-free. If you have any more questions or need further assistance, feel free to reach out.
Very communicative and helpful throughout the entire process. Made buying a house very simple.
Reply from Kelly Christian Jennings
September 7th, 2026 06:00 PM
Kyle, thank you for your kind words. I'm pleased that I could help make the home buying process simple for you. If you have any more questions or need further assistance, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2003818
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.