

Lower Mortgage - Wilmington, NC
Wilmington, NC

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jon provided excellent advice and service, worked seamlessly with the other professionals involved in hur home purchase, and was great at making all communications fast and easy. Highly recommended.
Reply from Jonathan Wood
April 27th, 2026 03:14 PM
Thank you, Theodore, for your positive feedback. I'm glad to hear that my advice and service made the process smoother for you and that communication was effective. Your recommendation is greatly appreciated.
Jon was able to present multiple scenarios to make the right decision on loan amount and mortgage points. Rates came in under competitors pushing for DSCR loans for a summer home.
Phil was great to work with! Open and honest, presenting a ton of options and great advice.
Reply from Phil Cunningham
April 22nd, 2026 05:50 PM
Jeffrey, I'm glad to hear you found my approach open and honest. Providing a variety of options and sound advice is something I strive for in working with clients. If there's anything else you need, please let me know.
Earnest was very helpful and knowledgeable.
Reply from Earnest Haynes
April 20th, 2026 12:31 PM
Thank you for your kind words, Jeffery. I'm glad I could assist you and provide the help and knowledge you needed. If you have any more questions or need further assistance, please don't hesitate to reach out.
Fast and efficient
Reply from Earnest Haynes
April 16th, 2026 01:50 PM
I'm pleased to hear that you found the process fast and efficient, Bonai. If there's anything else you need or any questions you have, please feel free to reach out.
Very responsive , knowledgeable, professional yet very caring . No question was silly
Reply from Jonathan Wood
April 15th, 2026 09:01 PM
Thank you, Ann, for your kind words. I'm pleased to know that you felt supported and cared for throughout the process. If you have any more questions or need further assistance, please feel free to reach out.
i Would please with the support that was give, makin sure I understood every document. Everything was well explained. The turn around time was in a timely matter. The app was very helpful to upload all the documents. This was a wonderful experienc....
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Reply from Earnest Haynes
April 13th, 2026 02:10 PM
I'm happy to hear that you were pleased with the support and clarity provided throughout the process, Chelsey. It's great to know that the app was helpful for uploading documents and that you found the experience to be appreciated. If you have...
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Jonathan and his team were excellent! First time.home buyer and at times I felt like I should be doing things, but his team was doing it! Quick approval right out the gate. On time closing since he had all my documents in on time. Any questions...
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Reply from Jonathan Wood
April 13th, 2026 08:43 PM
I'm glad to hear that your home buying experience was pleasant, Shelley. It's great to know that my team and I could make the process smooth and efficient for you. I'm happy that the app helped keep everything clear and organized. If you have...
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Kelly went above and beyond to assist in this closure process. I was overseas and had to go through the process remotely, Kelly and his Team were excellent.
Reply from Kelly Christian Jennings
April 13th, 2026 03:53 PM
I'm pleased to hear that you found my assistance helpful during the closure process, Scott. Managing everything remotely can be challenging, and I'm glad my team and I could provide the support you needed. If there's anything else I can assist...
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Mr. Wood's professionalism and communication skills are excellent! He gave us very useful advice during our loan process which benefitted us both financially and with achieving our God given opportunity to own our own condo. He is very personable!...
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Reply from Jonathan Wood
April 13th, 2026 06:25 PM
I'm grateful for your kind words, Debra. It's appreciated to know that my advice and communication made a positive impact on your loan process and helped you achieve your goal of owning a condo. I'm happy to have been part of this important...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.