Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Reviews from Web
Phil is absolutely wonderful! I initially reached out to him while he was out of town on vacation and he still took the time to help me with a short turn around time for my closing. His guidance and assistance throughout the process was very...
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Reply from Phil Cunningham
May 20th, 2026 01:44 PM
Thank you for the kind review Amanda. It is an amazing feeling seeing someone so joyous and deserving get into their first home. You made the process easy by trusting and performing at every ask. I am excited that you now have a place you can...
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Earnest is the absolute GOAT. bar none. Clock it. Legally change his name to Himothy.
Reply from Earnest Haynes
May 14th, 2026 12:20 PM
Much appreciated Stephen! Thanks for trusting me with your families first home purchase! It was a pleasure working with you and your wife. I'll work on that name change expeditiously!
Jamie was so kind and knowledgeable. From our very first conversation I felt like we were in excellent hands. We had a wonderful experience and would highly recommend!
Reply from Jamie H Harrington
May 18th, 2026 07:48 PM
I'm grateful for your kind words, Jessica. It's appreciated to know that you felt in excellent hands from our first conversation and had a great experience. Thank you for your recommendation!
Phil is the best! He is so knowledgeable and really helped guide us along the way.
Reply from Phil Cunningham
May 18th, 2026 04:34 PM
Lindsay, I appreciate your kind words and am happy to hear that my knowledge was helpful in guiding you. I'm glad I could support you along the way, and if there's anything else you need, please feel free to reach out.
Jon helped me
Reply from Jon Wood Lending
May 13th, 2026 01:55 PM
Kathy, I'm glad to have been of help to you. If there's anything more you need, feel free to reach out!
Jon is our go to lender for Eastern NC!
Reply from Jon Wood Lending
May 11th, 2026 01:10 PM
Linda, thank you for considering me your go-to lender for Eastern NC! I'm pleased to be of service and look forward to continuing to assist you with your lending needs.
Kelly made everything clear and easy. he and the team were efficient and thorough, explaining everything along the way!
Reply from Kelly Christian Jennings
May 8th, 2026 04:00 PM
Paul, I'm glad to hear that you found the process clear and easy. It's important to me that everything was explained thoroughly, and I'm pleased that my team and I could provide efficient support. If you have any further questions, feel free...
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the first conversation, John was very helpful and knowledgeable. Gave us great advice and was flexible with different options regarding the loan process. We would definitely recommend him to anyone!
Reply from Jonathan Wood
May 4th, 2026 03:58 PM
Stephen, I appreciate your kind words and recommendation. I'm glad to hear that you found our initial conversation helpful and that my advice was beneficial for your loan process. If there's anything else I can assist you with, please let me...
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Jamie is very detailed and complete in all her processes. We closed ahead of schedule !
She is the best!
Reply from Jamie H Harrington
May 4th, 2026 04:16 PM
It's great to hear that everything went smoothly and even ahead of schedule, Earle. I'm thankful for your kind words and am glad I could assist you effectively. If you have any more questions or need further assistance, please don't hesitate...
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This is our second time working with Phil, he made the home buying process so easy. We would work with him again for any future home purchases and would definitely recommend him to others!
Reply from Phil Cunningham
May 4th, 2026 02:16 PM
Amy, I'm thankful for your continued trust and for choosing to work with me again. It's great to know that I could help make your home buying process easy. Your willingness to recommend me to others is truly appreciated, and I'm here to assist...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.