Lower Mortgage - Wilmington, Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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closed
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Jonathan was very communicative, knowledgeable and helpfu. We couldn't be more satisfie and we highly recommend him!!
Earnest was thorough, accessible, and responsive.
Reply from Earnest Haynes
July 23rd, 2026 03:35 PM
Yvonne, I'm pleased to hear that you found me thorough and responsive. Being accessible to answer your questions is important to me. If there's anything else you need, please don't hesitate to reach out.
It was a pleasure working with Phil his knowledge and expertise made this an easy experience. He was always available for any questions we had and helped us with an discussions. We would work with Phil no questions asked on our next purchase....
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Reply from Phil Cunningham
July 20th, 2026 01:51 PM
Thank you for the kind comments Goran. It was more than a pleasure to assist you and Sandra with the purchase of your beach house! I am so excited for you to have your own place down here in paradise and I am also looking forward to watching...
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Kelly was extremely knowledgeable, fast, and took care of us like we were family! It was such a wonderful experience . There was never a time where I was twidling my thumbs waiting for an answer. I never realized getting a mortgage loan could...
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Reply from Kelly Christian Jennings
July 21st, 2026 03:57 PM
Baila, I’m thankful for your kind words and pleased to know that you had a wonderful experience. It’s great to hear that the process was smooth and stress-free for you. If you ever have more questions or need assistance, please feel free to...
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Proactive with tasks, made everything simple to understand, and was prompt on time tables. Made it a breeze to buy a house for the first time.
Reply from Kelly Christian Jennings
July 21st, 2026 06:18 PM
Hunter, I appreciate your kind words. I'm glad to hear that I could make your first home buying experience simple and straightforward. If you ever have more questions or need any assistance in the future, please feel free to reach out.
It was a great experience
Reply from Earnest Haynes
July 20th, 2026 07:49 PM
Stafford, I'm glad to hear that you had a great experience. If there's anything more I can assist you with, please let me know.
Great service, went above and beyond to complete tasks snd was very patient anf and unferstanding
Phil is a great guy very helpful, understanding, and always there if need anything. made the process easy. talks you step by step thru the process and gives great advice and helps you understand everything
Reply from Phil Cunningham
July 20th, 2026 01:51 PM
Zane, I'm grateful for your kind words and pleased to know that I could make the process easy for you. It's nice to hear that my step-by-step guidance and advice were helpful in ensuring you understood everything. If there's anything else you...
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Very easy to work with and made time for us .
Reply from Kelly Christian Jennings
July 20th, 2026 02:05 PM
Gregory, I appreciate your kind words. I'm glad I could make the process easy and accommodate your schedule. If you have any more questions or need assistance, feel free to reach out.
Kelly was great to work with & guided us through the whole process of buying our house. I'd absolutely recommend working with him to anyone buying a home.
Reply from Kelly Christian Jennings
July 17th, 2026 05:08 PM
Sarah, I'm glad to hear that you had a great experience working with me during your home buying process. Your recommendation is truly appreciated. If you have any more questions or need assistance in the future, please feel free to reach out....
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.