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Lower Mortgage, Duluth, GA
Duluth, GA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Stephen and his team were awesome! We had a quick close and everything went smoothly. Stephen is very knowledgeable and responsive and easy to work with.
Reply from Stephen Gowen - Team Acopia - Lower...
July 17th, 2026 02:13 PM
Congratulations on your new home and thank you for your wonderful review! We truly appreciate you trusting us to be part of such an exciting milestone. It was a pleasure working with you throughout the process, and we appreciate how quickly...
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Stephen was great to work with. We really liked working with him throughout the home buying process and he did explain a lot of things really clearly, which we needed as first time home-buyers.Stephen worked to get us a great approval for our...
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Reply from Owner
July 17th, 2026 02:08 PM
Congratulations on your closing! We love to assist first time buyers with the home buying experience. You did an excellent job as well in the process, thank you! Thank you for your feedback, it is appreciated. Enjoy your new home and thank...
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Stephen was great to work with. We really liked working with him throughout our first home buying process and he did explain a lot of things really clearly. Communication was great up until closing day. The only thing that would have made this...
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Reply from Stephen Gowen - Team Acopia - Lower...
July 17th, 2026 02:09 PM
Congratulations on your closing! Thank you for your feedback, it is appreciated. We love to help our clients with the home buying experience and so glad this worked out for you. You did an excellent job as well in the process, thank you! Enjoy...
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The inspection fee for our house was missing on the closing costs and that delayed our process a little bit as we had to get a money order at the last second to resolve issue. It would have been nice to add to our closing costs since we requested...
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Reply from Stephen Gowen - Team Acopia - Lower...
July 17th, 2026 02:11 PM
Congratulations on your closing and thank you so much for taking the time to share your feedback! We truly appreciate it. It was our pleasure to help you through the home-buying process, and we're so happy everything came together successfully....
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I felt at ease during the entire process beginning at our initial conversation. He immediately got the ball rolling. The rest of the process was easy to manage and did not take a long time.
Reply from Jeff Ingram
July 13th, 2026 08:37 PM
Thank you for sharing your experience, Demetria. I'm glad to hear that you felt at ease from our first conversation and that the process was smooth and efficient for you. If you have any more questions or need assistance in the future, feel...
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Jeff and the team made the experience easy amd effortless.
Reply from Jeff Ingram
July 7th, 2026 01:52 PM
I'm glad to hear that your experience felt easy and effortless, Eleanor. Thank you for your positive feedback!
Jeff went over and above helping us secure funding for our loan. Our situation was very unique and he found a way to make it happen! Jeff was very professional and easy to work with, we would absolutely recommend Jeff and Lower Mortgage.
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Reply from Jeff Ingram
June 25th, 2026 02:09 PM
I'm grateful for your kind feedback, Kelly. I'm pleased to have been able to help with your unique situation and secure the funding you needed. Thank you for recommending me and Lower Mortgage!
We have been working with Doug for years to prepare to purchase our first home. Doug is efficient and very knowledgeable in assisting with homeownership. Throughout the entire process, Doug was always accessible and open to answer any questions...
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Everything was done quickly and smoothly. Great communication.
Reply from Marc Levine
July 6th, 2026 01:41 PM
Amy, You were a great agent to work with. If you need anything, please don't hesitate to reach out to me.
Marc
Doug was amazing to work with. He answered all of our questions, and was alway available.
Reply from Doug Richards
June 11th, 2026 12:20 PM
Emily, I'm glad to hear that I could be of help and answer all your questions. Being available and supportive is important to me, and I'm pleased it had a positive impact on your experience. If you ever need anything else, feel free to reach...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.