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Lower - Duluth, GA, Duluth, GA
Duluth, GA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We have been working with Doug for years to prepare to purchase our first home. Doug is efficient and very knowledgeable in assisting with homeownership. Throughout the entire process, Doug was always accessible and open to answer any questions...
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Everything was done quickly and smoothly. Great communication.
Reply from Marc Levine
June 11th, 2026 06:37 PM
Amy, I'm happy to hear that the process was quick and smooth for you. I appreciate your kind words about the communication, and I'm grateful you chose me to assist with your purchase.
Doug was amazing to work with. He answered all of our questions, and was alway available.
Reply from Doug Richards
June 11th, 2026 12:20 PM
Emily, I'm glad to hear that I could be of help and answer all your questions. Being available and supportive is important to me, and I'm pleased it had a positive impact on your experience. If you ever need anything else, feel free to reach...
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Doug was awesome. He came highly recommended from a close friend and he didn't disappoint . Very personal, kind, and patient with my wife and I as first time home buyers. Doug worked tirelessly to get us in the house that we ended up buying....
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Reply from Doug Richards
June 11th, 2026 12:47 PM
Lucious, I'm happy to hear that I could meet your expectations and assist you and your wife as first-time home buyers. It's important to me that the process is personal and supportive. Thank you for your kind words, and if you ever need any...
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Marc is amazing ❤️
Reply from Marc Levine
June 3rd, 2026 06:38 PM
Thank you, Ronda. It was great working with you. You made the transaction easy and kept everything moving smoothly throughout the process. My team and I always appreciate working with good agents who communicate well and stay on top of the...
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my complaint is not with Stephen, it is with the support team who would ask for things in a rush when they had several weeks to gather as well as support staff incompetence regarding payoffs. As a former lender, I am familiar with how those...
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Jeff always had great communication with us. Anytime we had a question or didn't understand part of the process he made sure we fully understood everything.
Reply from Jeff Ingram
June 9th, 2026 01:50 PM
I appreciate your feedback, Fatima. I'm pleased to hear that my communication and clarity were helpful to you during the process. If you ever have more questions or need further assistance, feel free to reach out.
Dug and his team were patient with me. As a military man, I appreciate the details, and these people covered them so that no snagged could be pulled. Thanks Dug.
Reply from Doug Richards
June 8th, 2026 09:31 PM
Paul, I appreciate your kind words and am glad that my team and I could provide the detailed support you needed. It's important to me that everything goes smoothly, especially for someone with your background. If you have any further questions...
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When you work with professionals who are great at customer service, you can't help but brag a bit. I am so incredibly thankful for Stephen's assistance to get me to the finish line with complete ease and professionalism. I would highly recommend...
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Reply from Owner
May 27th, 2026 01:42 PM
Thank you! Congratulations on your new home. Our team is honored to assist you in your home buying experience. You did such a great job working with us to make this happen, thank you. Enjoy your new home!
Stephen was ready and available down to the wire. He was informative, pleasant and communicated above and beyond to keep me up to date on every process to ensure a smooth close. Thank you Stephen for your excellent service and making this experience...
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Reply from Stephen Gowen - Team Acopia - Lower...
May 26th, 2026 09:25 PM
My team and I were honored to help you with your home buying experience. Congratulations on your new home, very exciting! Thank you as well for being an awesome client, you were great to work with and make it easy for me and our team. Thank...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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