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Lower Mortgage, Duluth, GA

Duluth, GA
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
  • M
    Marcus W
    Snellville, GA
    Posted on May 5th, 2026 05:56 AM
    Very knowledgeable and helpful during the while process.
    Reply from Bill Decker
    May 12th, 2026 03:39 PM
    I'm pleased to hear that you found my knowledge and help valuable throughout the process, Marcus. If there's anything more I can assist you with, don't hesitate to contact me.
  • A
    Ajay H
    MARIETTA, GA
    Posted on May 1st, 2026 01:23 AM
    Stephen quickly answered our questions any time we had any and he really looked out for our interests during the home buying process.
    Reply from Stephen Gowen - Team Acopia - Lower...
    May 1st, 2026 01:46 PM
    Thank you! So happy and honored to be a part of your home buying experience. You made it very easy for me and my team, thank you. Congratulations on your closing and enjoy your new home!
  • C
    Carol-Gray S
    MARIETTA, GA
    Posted on April 26th, 2026 05:22 PM
    Stephen was very responsive and helpful . This was our first time buying a home and he was excellent at answering all of our questions and directing us to others to help in the process
    Reply from Stephen Gowen - Team Acopia - Lower...
    April 26th, 2026 06:44 PM
    Thank you for trusting me and my team to assist you. We love helping first time buyers and glad to be a part of your home buying experience. You both were so easy to work with, great job! Congratulations on your new home and again thank you...
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  • B
    Brandon O S
    TEMPLE, GA
    Posted on April 15th, 2026 10:34 AM
    from Start to finish lower mortgage was always there , if I had a question they answered it was the best of there ability Doug is an outstanding person very knowledgeable and the experience was amazing looking forward to my forever home thanks...
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    Reply from Doug Richards
    April 22nd, 2026 06:04 PM
    I'm pleased to know that you felt supported throughout the entire process, Brandon. It's great to hear that my knowledge was helpful and that your experience with Lower was positive. Wishing you all the best in your forever home!
  • A
    Amanda K
    LOGANVILLE, GA
    Posted on April 9th, 2026 12:32 AM
    Stephen broke things down so i could understand them! He was also very patient with me.
    Reply from Stephen Gowen
    April 22nd, 2026 03:03 PM
    Congratulations on your new home! Thank you very much! I am grateful to be part of your home buying experience. You were great to work with as well, thanks.
  • S
    Steven P
    NORCROSS, GA
    Posted on April 7th, 2026 04:49 PM
    Stephen did an exceptionally outstanding job.
    Reply from Stephen Gowen
    April 7th, 2026 04:58 PM
    Thank you for the kind works and for sharing. It was a pleasure working with you as well. My team and I truly appreciate your business. Enjoy your new home and congratulations! Thanks
  • R
    Rene C W
    ROCKY FACE, GA
    Posted on April 7th, 2026 03:21 PM
    Doug and Deanna were awesome to work with for the mortgage process. They kept us informed of every step, what was needed and when. Being organized with process and documents helped us in keeping on track to ensure a successful closing.
    Reply from Doug Richards
    April 14th, 2026 03:22 PM
    I'm happy to hear that you found the mortgage process organized and well-managed, Rene. Working alongside Deanna to keep you informed and on track was a priority for us. If you have any further questions or need assistance in the future, please...
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  • E
    Eric T
    LITHONIA, GA
    Posted on April 5th, 2026 01:02 PM
    Fantastic.
    Reply from Stephen Gowen
    April 5th, 2026 02:52 PM
    Thanks Eric. My team and I enjoyed working with you. Congratulations on your new home! Thank you for your repeat business and thank you for your service!
  • P
    Prabesh B
    VILLA RICA, GA
    Posted on April 4th, 2026 01:17 PM
    Very thankful to Stephen in helping me close my home within 25 days and staying on top of everthing plus swift response
    Reply from Stephen Gowen
    April 4th, 2026 01:25 PM
    Thank you for trusting our team and for the feedback. We are excited for you and your family. You made it easy for us, thank you. Enjoy your new home!!
  • N
    Noah J S
    LAGRANGE, GA
    Posted on April 2nd, 2026 01:59 AM
    He was great with working with me and making it happen even when there was a challenge he got the job done
    Reply from Doug Richards
    April 9th, 2026 03:24 PM
    I'm grateful to hear that you felt supported through challenges, Noah. It's important to me to see things through and get the job done, no matter the obstacles. If there's anything else I can do for you, please don't hesitate to let me know....
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.