

Jeff Ingram
Branch Sales Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Jeff was amazing made me feel like he had my best interest at heart.
I felt at ease during the entire process beginning at our initial conversation. He immediately got the ball rolling. The rest of the process was easy to manage and did not take a long time.
Reply from Jeff Ingram
July 13th, 2026 08:37 PM
Thank you for sharing your experience, Demetria. I'm glad to hear that you felt at ease from our first conversation and that the process was smooth and efficient for you. If you have any more questions or need assistance in the future, feel...
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Jeff and the team made the experience easy amd effortless.
Reply from Jeff Ingram
July 7th, 2026 01:52 PM
I'm glad to hear that your experience felt easy and effortless, Eleanor. Thank you for your positive feedback!
Jeff went over and above helping us secure funding for our loan. Our situation was very unique and he found a way to make it happen! Jeff was very professional and easy to work with, we would absolutely recommend Jeff and Lower Mortgage.
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Reply from Jeff Ingram
June 25th, 2026 02:09 PM
I'm grateful for your kind feedback, Kelly. I'm pleased to have been able to help with your unique situation and secure the funding you needed. Thank you for recommending me and Lower Mortgage!
Jeff always had great communication with us. Anytime we had a question or didn't understand part of the process he made sure we fully understood everything.
Reply from Jeff Ingram
June 9th, 2026 01:50 PM
I appreciate your feedback, Fatima. I'm pleased to hear that my communication and clarity were helpful to you during the process. If you ever have more questions or need further assistance, feel free to reach out.
Jeff is very helpful and very responsive.
Reply from Jeff Ingram
May 20th, 2026 07:22 PM
I'm glad you found my assistance helpful, Antonio. Being responsive and meeting your needs is important to me. Thank you for your positive feedback!
Jeff was very helpful. His communication was outstanding. He made sure all of my needs were met and exceeded all of my expectations!! He made buying my first home, a stress-free, delightful experience! I would highly recommend him!!
Reply from Jeff Ingram
April 7th, 2026 01:32 PM
I'm truly grateful for your kind words, Kerri. It was a pleasure assisting you through the home-buying process. Ensuring that you felt supported and informed every step of the way was my top priority. Thank you for recommending my services,...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 165770
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.