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Lower Mortgage, Duluth, GA
Duluth, GA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Stephen is always great and easy to work with! My Home Equity Line was quickly done, and with utmost professionalism and courtesy. I definitely recommend Stephen for any Loan needs.
Stephen was recommended to us by our realtor and he delivered as promised. He was easy to contact, responsive to our needs/questions and as our main point of contact made the whole process quick and professional. I highly recommend him and...
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It was a joy to work with Stephen Gowen and his team.! I worked with Stephen when I initially purchased my home. There was a level of comfort when he and his team help me through the refinance process. I look forward to recommending your services...
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Stephen and team has excellent knowledge on lending process. He explained the process very detailed and suggested steps to be taken at each stage. The online process through their portal is seamless and very easy. We never thought lending process...
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Stephen insured we understood the process from beginning to end. He was very responsive, communicated with us regularly and quickly addressed any questions we had about the lending process. We always felt like we were in good hands. Purchasing...
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Stephen was so amazing in our home buying process seven years ago and then again this year when we refinanced! I would absolutely recommend him to anyone who is needing a home loan. He went over and beyond to make sure we were up to date on...
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I was referred to Stephen in 2012 when I was searching for a new home. He and his team were very helpful thru the entire process. He was quick to respond when I had questions and the whole process went very smoothly. Recently, I went back to...
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Working with Stephen was a great experience! Buying a home can be stressful but the extra information provided around every corner made the whole experience much easier. We were able to watch videos upon every step that helped us understand...
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Amazing, helpful, patient, and returned EVERY. SINGLE. PHONE CALL (huge plus for us) Kept me updated with every single step of the loan process. His team worked diligently to get everything done on time before the closing date.
Stephen and his team have been an absolute pleasure to work with. I did my original loan with Stephen 4 years ago and he is now doing my refi. The process has been extremely user friendly and everything has gone as Stephen predicted. He laid...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.