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Lower Mortgage, Duluth, GA
Duluth, GA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
My husband and I had a very traumatic home experience with our credit union. We found out that the credit union we had been banking with for years did not really care about our service. In fact, they did very little in trying to help us obtain...
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Very knowledgeable in what it takes to get your home loan. Steve is an expert at what he does. He's also very friendly, easy to talk to, he gets right back to you if you have a questions and he makes you feel very comfortable throughout the...
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I've worked with Stephen on my first home loan and refinance and in both situations he went above and beyond the norm. He is prompt with responding to emails and phone calls even if they came after hours. Even after our loan was complete back...
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Stephen Gowen has been great to my wife and myself. He has made my last 2 home purchases painless and smooth. With our most recent home sale/purchase he handled both our mortgage and the buyer's mortgage of our old home. Very kind and informative......
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MY EXPERIENCE WAS GREAT WITH THIS COMPANY. MY LOAN CLOSED A WEEK AHEAD OF SCHEDULE. I CAN NOT SAY ENOUGH ABOUT STEPHEN. I DON'T TRUST ANYONE BUT STEPHEN MADE A BELIEVER OUT OF ME. EVERYTHING I QUESTIONED I GOT A GOOD EXPLANATION WITH GREAT...
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This is our 3rd time using Stephen. Each experience is better than the last. Will definitely use him again in the future and recommend him to family and friends.
Stephen Gowen is professional,effient and understanding. He's team members are realible folks nothing but professional. Very easy to work with. He's office is super close to my work place very convenient.
Working with Stephen was a pleasure. He was very informative and professional. He made everything a smooth process. He definitely exceeded my expectations. I strongly recommend him.
Stephen was very knowledgeable about the whole loan process. Very quick to respond to both calls and emails. Was able to explain the process very well
Stephen Gowen is one of the most responsive lenders I've ever worked with for professional and business real estate transactions. He returned every phone call or email the same day (often within a few minutes) and worked tirelessly to come...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.