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Lower Mortgage, Duluth, GA
Duluth, GA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Stephen was helpful from the beginning of the process till the end. We were first time home buyers and he explained every step, making us comfortable with everything we were signing. He responded to questions and phone calls quickly, always...
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Stephen and his team did everything in their power to make sure our homebuying journey went smoothly. Stephen is very knowledgeable when it comes to all of the local financing options by region and the options for first time homebuyers. Every...
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We were beyond pleased with Stephen and his team. Every step of the way Stephen made himself available to answer any questions we had or just to confirm that we were on the right track. He made sure we got a loan that perfectly fit our needs,...
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Stephen was great, he sent me a customized video detailing the process for each step. He explained what he needed from me and the reason he needed it. I listened and within 25 days of finding my home, i got the call that we were ready for close....
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I don’t know how many Great things I can say about Stephen Gowen and his team. The superior customer service that Stephen and his team gave me was beyond great, I received a personalized video updating me at every stage of my mortgage process....
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Stephen was always very helpful and put all the pieces into place. He worked extremely well with my agent and offered a competitive rate. I would definitely recommend him.
I was a first time home buyer, so the process seemed overwhelming in the beginning. Steven was very supportive and helped me through each step of the home buying process.
Stephen was extremely easy to work with during the entire process. He was quick to respond via text and/or email and any reasonable hour. He was very straightforward and clear on what he needed in regards to any documentation. He made me and...
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As first time home buyers, we couldn't have picked a better lender. We had a ton of questions, and Stephen was happy to assist no matter how frequent I emailed him. He was fast and efficient, and we had no troubles at all along the way with...
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I called Stephen to see about using Acopia for a townhouse purchase with my daughter as well as a refinance on my own home. He had come highly recommended by a dear friend. He was thorough and quick and we closed both in less than 30 days which...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.