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Lower - Columbia, MD in Columbia, MD

Lower - Columbia, MD

Columbia, MD
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
88%
4 Star
10%
3 Star
1%
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0%
1 Star
1%
Reviews from Web
  • M
    Melissa L
    INDIANAPOLIS, IN
    Posted on April 9th, 2026 06:53 PM
    Very professional and always returned my calls and texts and kept me well informed.
    Reply from Brandon Hooper
    April 16th, 2026 06:54 PM
    Thank you for your kind words, Melissa. I'm pleased to hear that you felt well-informed throughout the process and that I could provide the level of communication you needed. If there's anything more I can do for you, please let me know.
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    TARA M
    MILFORD, OH
    Posted on April 9th, 2026 02:35 PM
    Communication was great and he was easily accessible
    Reply from Grayson Henderson
    April 16th, 2026 02:36 PM
    I'm grateful for your feedback, Tara. It's nice to know that you found the communication effective and appreciated my accessibility. If you ever need further assistance, I'm here to help.
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    Antonio Varrecchione
    Encompass
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    MARY L B
    SAINT CLAIR, MO
    Posted on April 4th, 2026 12:10 PM
    Always available to answer questions. Walked us through the whole process taking care of everything.
  • for
    Ricardo Lopez
    Encompass
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    BETH A A
    YOUNGSTOWN, OH
    Posted on April 4th, 2026 10:39 AM
    Ricardo, was very efficient and quick with getting everything done for us . We were very pleased with the outcome , we will pass his name along to anyone looking for a mortgage or refinance.
    Reply from Ricardo Lopez
    April 7th, 2026 04:15 PM
    Thank you so much Beth, it was a pleasure to work with you!
  • for
    Jake Stone
    Encompass
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    Ivanda M P
    WARNER ROBINS, GA
    Posted on April 3rd, 2026 11:49 AM
    The process was easy and timely.
  • T
    THOMAS J E
    MIDLOTHIAN, IL
    Posted on April 3rd, 2026 11:43 AM
    Grayson was just Awsome..Great guy to work with
    Reply from Grayson Henderson
    April 10th, 2026 07:23 PM
    I appreciate your kind words, Thomas. I'm glad to hear that you had a positive experience working with me. If there's anything else you need or any way I can assist you further, please feel free to reach out.
  • for
    Antonio Varrecchione
    Encompass
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    THEODORE H
    LATHROP, MO
    Posted on April 2nd, 2026 04:50 PM
    Antonio was there for us every step of the way and made the whole process easy to understand and to complete.
    Reply from Antonio Varrecchione
    April 2nd, 2026 05:07 PM
    You and Launda were an absolute pleasure to work with!
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    LAMAR C
    NEWNAN, GA
    Posted on April 2nd, 2026 01:27 PM
    Whenever I had a question he would get back to me with the answer
  • for
    Antonio Varrecchione
    Encompass
    A
    Amy M B
    NEW BERN, NC
    Posted on April 1st, 2026 10:18 AM
    Antonio was always available to speak to & if not he would get right back to me. He thoroughly answered questions I had & seemed to be very focused on getting a mortgage that worked into my budget. Thanks Antonio!
    Reply from Antonio Varrecchione
    April 2nd, 2026 05:06 PM
    I'm so excited we were able to find a program to fit your needs and lower your monthly bills.
  • for
    Ricardo Lopez
    write_review_unverified
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    Loren A
    Posted on March 27th, 2026 06:56 PM
    Ricardo is very knowledgeable and accurate with all paperwork involved with our mortgage. He worked tirelessly night and day to make our experience not only flawless and fast but very easy as far as the required paperwork needed to initiate...
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    Reply from Ricardo Lopez
    March 27th, 2026 07:58 PM
    Thank you so much for your kind words — it truly means a lot to me. I’m grateful you placed your trust in me throughout this process.Just as important, I want to thank you for being such a great partner every step of the way. Your responsiveness...
    read more
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.