Lower - Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
I had a great experience because the loan officer was very helpful and easy to talk to. They took the time to explain everything clearly and made sure I understood each step of the process. They were patient with my questions and responded...
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Process was seamless and easy to understand every step of the way
Reply from Brandon Hooper
April 30th, 2026 02:14 PM
I'm glad to hear that you found the process seamless and easy to understand, Courtney. Ensuring clarity and simplicity is always my goal. If you have any other questions or need further assistance, feel free to reach out.
Dominic really made the process simple and kept channels of communication open for each step of the process. His patience for questions was exceptional and his answers easy to understand.
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Will Boyd
Great rate and awesome service.
Reply from Will Boyd
April 29th, 2026 06:39 PM
Curtis, I appreciate your kind words about the rate and service. I'm happy to have been able to assist you. If you need anything else in the future, feel free to reach out.
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Salvatore Campone
Communication and explaining the process step by step
Reply from Salvatore Campone
April 28th, 2026 07:04 PM
Anthony, I'm pleased to hear that the communication and detailed explanations were helpful for you. Your feedback is valued, and I'm here if you have any more questions or need further assistance.
The customer service was excellent and it was a pleasure doing business with Chase Polhemus
Brandon was highly attentive throughout the process and consistently worked to anticipate and address potential issues early on. He provided multiple options, communicated candidly, and was patient in answering our questions and walking us...
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Reply from Brandon Hooper
April 30th, 2026 02:15 PM
Thank you for your detailed feedback, Katrina. I'm glad to hear that you appreciated my attentiveness and commitment throughout the process. I apologize for any challenges with expectation setting and follow-through, as well as the impact of...
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Antonio Varrecchione
Between Antinio and Dan they made the impossible happen where others wouldnt. Both worked very hard for me and my family and were very professional in every way. They made everything possible thanks to their dedication and hard work. AWESOME...
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Reply from Antonio Varrecchione
April 20th, 2026 01:10 PM
JAIME, I appreciate your kind words and am so glad to hear that you had a positive experience. It was truly a team effort, and I'm grateful for the opportunity to assist you and your family. Your recommendation means a lot to us!
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The issues I had throughout this process were not the fault of Oxford Lending or Will Lyons, but issues with external parts of the information gathering process. One example is the appraisal process took longer than it was supposed to. Apparently...
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Reply from Will Lyons
April 20th, 2026 07:54 PM
Adam, I'm grateful for your understanding and kind words. I appreciate you recognizing the efforts I made to address the appraisal delays. It's great to know that you felt supported throughout the process. Thank you for your positive feedback!...
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Ricardo Lopez
Ricardo made this decision to refinance our home a NO BRAINER. He handled our business as if it was his own home. Ricardo kept in touch as each step was completed from beigining to closing. I would recommend Oxford to all my family and friends...
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Reply from Ricardo Lopez
April 13th, 2026 04:10 PM
Thank you Loren, your kind words mean a lot to me. Theres nothing, I appreciate more than being able to help families achieve their goals.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.