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Lower - Columbia, MD in Columbia, MD

Lower - Columbia, MD

Columbia, MD
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
88%
4 Star
10%
3 Star
1%
2 Star
0%
1 Star
1%
Reviews from Web
  • for
    Antonio Varrecchione
    Encompass
    J
    JOHNNIE T
    TACOMA, WA
    Posted on March 27th, 2026 04:53 AM
    The overall explanation of what and how the process was going to take place.
    Reply from Antonio Varrecchione
    March 27th, 2026 12:59 PM
    I'm always happy to assist veterans like yourself. Thank you for your service!
  • for
    Antonio Varrecchione
    Encompass
    M
    MICHAEL A B
    SAINT CLAIR, MO
    Posted on March 26th, 2026 01:17 PM
    Daily communication on each and every step of the process!
    Reply from Antonio Varrecchione
    March 26th, 2026 02:44 PM
    I'm happy I was able to provide a smooth process and keep you updated along the way!
  • for
    Antonio Varrecchione
    Encompass
    D
    DANA A H
    CARMEL, IN
    Posted on March 23rd, 2026 02:25 PM
    Timing that i received the loan.
    Reply from Antonio Varrecchione
    March 24th, 2026 04:48 PM
    Happy to help Dana!
  • for
    Dominic Capito
    Encompass
    M
    MATTHEW F
    OCEANSIDE, CA
    Posted on March 22nd, 2026 06:44 PM
    Dominic was extremely attentive during the entire process as well as having an excellent attitude. He succinctly explained every step of the process and ensured I had the most favorable outcome for my VA IRRL. 10/1
    Reply from Dominic Capito
    March 30th, 2026 05:25 PM
    I'm grateful for your kind words, Matthew. It's important to me that every step is clear and that the final results meet your expectations. If you have any questions or need further assistance in the future, please don't hesitate to get in...
    read more
  • for
    Alex Quail
    Encompass
    M
    MAYA M
    SUMMERVILLE, SC
    Posted on March 20th, 2026 08:41 PM
    Mr. Quail, was exreme relatable and very professionals. Furthermore I am convinced that he provided me with the best option for my personal financial situation It was a pleasure to have met and work with him
    Reply from Alex Quail
    March 27th, 2026 08:41 PM
    I'm really pleased to hear that you found our interaction beneficial, Maya. It was a pleasure to work with you as well. I always aim to provide options that suit individual needs, so I'm glad to know you felt that was achieved. Thank you for...
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  • for
    Will Boyd
    Encompass
    G
    GABRIEL M M
    SAINT PAUL, MN
    Posted on March 19th, 2026 12:14 PM
    Will was wonderful to work with. Very patient and kind despite alot of unforeseen set backs. Thanks Will!
  • for
    Will Boyd
    Encompass
    R
    RAYMOND P N
    MERRIMAC, MA
    Posted on March 18th, 2026 12:35 PM
    Will was filling in for another agent who spent much more time working with me. Will just completed the tasks the other agent set in motion and worked in depth with me on.
  • for
    Dominic Capito
    Encompass
    W
    WILLIAM H D
    MONACA, PA
    Posted on March 10th, 2026 08:45 PM
    Every step of the process was easy and moved quickly. was a pleasure to work with Dominic.
    Reply from Dominic Capito
    March 17th, 2026 08:45 PM
    I'm glad to hear that the process was smooth and efficient for you, William. It was a pleasure working with you. If there's anything more I can help with in the future, please let me know.
  • D
    DENNIS P
    SHELTON, WA
    Posted on March 7th, 2026 11:06 PM
    Payoff checks be the right amount
  • for
    Dominic Capito
    Encompass
    J
    JEFFREY B
    BENTON, AR
    Posted on March 6th, 2026 06:58 PM
    The constant communication.
    Reply from Dominic Capito
    March 13th, 2026 06:58 PM
    I appreciate your feedback about the communication, Jeffrey. It's great to know that it made a positive impact on your experience. If there's anything else you'd like to discuss or more ways I can assist, feel free to reach out anytime.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.