Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Could not have gotten our dream home with out this class act of a guy!! Easy to work with and will do anything for his clients!
Reply from Brian Hafner - Loan Originator at U...
March 13th, 2019 04:34 AM
It was wonderful being able to work with you and Kennedy. You two have an amazing future. Congrats on everything and thank you for letting my team and me be a part of it.
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Brian strived and worked hard against all his competitors to find us the best loan options. Great business man with great communication to aid all home buyers through the lending process. He even takes extra time outside what is required to...
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Reply from Brian Hafner - Loan Originator at U...
February 27th, 2019 04:18 PM
It was a pleasure working with you and Aubrey. You two make this job great! I hope you enjoy Billings and your new home! Thank you for letting my team and me assist. Let me know if I can help with anything else.
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Brian has done such a great job with every single client that we have worked with together! In the home buying process, it is imperative to work with a lender that not only stays in communication with my clients, but stays in communication...
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Reply from Brian Hafner - Loan Originator at U...
February 12th, 2019 04:13 PM
Thank you for the kind words! I'm lucky to get to work with a realtor of your caliber. I'm excited for the future and all the great things you are doing.
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We had a great experience with Brian Hafner and his team! The process was very smooth and thorough! We appreciate all the hard work that was put into our new home. Thank you all so much!
Reply from Brian Hafner - Loan Originator at U...
January 17th, 2019 06:14 PM
You and Keri were amazing to work with! Made my job easy :) I'm so excited for your growing family to get to enjoy this new home. Thank you for trusting us with your purchase!
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If you want a honest, thorough, and thoughtful lender with a good sense of humor than Brian is the by far the best! He answered all of my questions and explained everything so there were no surprises during the process.
Reply from Brian Hafner - Loan Originator at U...
December 29th, 2018 06:34 PM
It was so great working with you throughout this process. Thank you for trusting my team and me. I hope you love your new home!
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Brian was awesome to work with for the purchase of my first home. on top of everything and always available to answer question. Highly recommend going through Brian and his team!!
Reply from Brian Hafner - Loan Originator at U...
December 12th, 2018 03:47 AM
It was an honor working with you throughout the process. Thank you for trusting my team and me. I hope you love your new home!
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Brian and his team are some of Billings' best financial professionals! Not only did Brian answer all of our questions quickly and efficiently (often late at night or early mornings), but his team is refreshingly "small town" friendly while...
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We had a great experience with Brian when we recently refinanced our home! Frequent communication, quick answers, and personal touches made it an easy and positive process for our family. Thanks, Brian!
Reply from Brian Hafner - Loan Originator at U...
August 16th, 2018 07:49 PM
I had a great time working with you and Chris! Happy we were able to lower your payment and get you cash back. Thank you for trusting me with your refinance!
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Brian looks at each client as a person and not as a transaction. He goes out of his way to get the deal done and keeps the clients best interests in mind!
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Brian was great to work with when we bought our first home! He took the time to review several loan options and make sure we had the best one for us. He made himself available outside of normal hours to answer questions or address concerns....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.