Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Communication, time managemen, straight and to the point
Support was great !
Reply from Tawna Leonard
September 21st, 2026 03:36 PM
Thanks Armand! Enjoy your new home!
Very responsive and made for a quick closing.
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The team working with Brian are wondearful! They kept in constant communication throughout the process and were extremely helpful when deciding the right term loan for me. I would highly recommend!
Reply from Brian Hafner
September 25th, 2026 05:28 PM
Melissa, I'm pleased to hear that you found the team at Lower wonderful and helpful throughout the process. It's great to know that their communication made a positive impact on your experience. Thank you for your recommendation!
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They helped me through the whole process and I M very happy with my house
Reply from Brian Hafner
September 15th, 2026 05:06 PM
Congratulations on the new home! Thank you for everything!
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Brian is a solid and honest guy. I appreciate his expertise and know that I can always reach out to him for anything that I need.
Reply from Brian Hafner
September 15th, 2026 05:07 PM
Thank you sir! Appreciate it!
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Brian Hafner has received a review with 5 star rating from Devynn H
Reply from Owner
September 15th, 2026 05:07 PM
Thank you!
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Very thankful you guys were able to make buying my first home as easy as it could be, thank you!
Reply from Brian Hafner
September 15th, 2026 05:07 PM
Thank you so much! We hope you love your new home!
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easy experience!
Reply from Brian Hafner
September 15th, 2026 05:07 PM
Glad to hear that. Thank you!
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It was great Communication was great and the clients are super happy
thank you
Reply from Brian Hafner
September 15th, 2026 05:07 PM
Thank you sir!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.