Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Tawna was awesome and helped me every step of the way!
Reply from Tawna Leonard
November 3rd, 2026 05:05 PM
Thanks Devon! Hope you are enjoying YOUR new home!
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nothing but great service from Brian and his team. He and Katelin always stay in communication throughout the process so everyone knows what's going on . I appreciate the texts, emails and phone calls to keep things in a forward motion to close...
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Tawna is an awesome person to work with. Thank you so much for all that you do.
Reply from Tawna Leonard
November 2nd, 2026 06:35 PM
So happy you are in your new home closer to family Stephanie! Enjoy!
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Brian's team is always fast and on top of everything!
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Great service And communication to clients and myself
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Brian Hafner has received a review with 5 star rating from Chris N
Reply from Owner
October 22nd, 2026 01:10 AM
Thank you!
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You and your entire team were on top of everything that I needed. For being my first time buying a home, I was very uneducated on it all and you answered every answer I needed and helped me along the way.
Reply from Brian Hafner
October 27th, 2026 02:05 PM
Chris, I'm glad to hear that I could assist you throughout your first home-buying experience. It's rewarding to know that the team at Lower and I were able to provide the support and answers you needed. Thank you for your kind words.
Good experinice . A little pricy but good
Reply from Tawna Leonard
October 20th, 2026 06:25 PM
Thank Oli! I always appreciate working with you!
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Hafner and his team are very professional and communication throughout transactions is seamless. My clients get top notch service without adding any friction to their purchase.
Always love working with Tawna 😊
Reply from Tawna Leonard
October 16th, 2026 08:54 PM
Thank you, Melanie! I feel the same way :)
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.