

Universal - Billings, Billings, MT
Billings, MT

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
The constant communication and updates helped me a first time home buyer up to date with every step of the process. Katelin helped us and answered the phone when I needed guidance or assistanc. fantastic experience from start to finish.
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Brian was there when I needed him and walked me through everything that was needed in order for me to purchase my new place.
I was kept informed through every step of the process and had questions answered almost immediately.
Brian is great honestly made the whole process a breeze. The app for paper work, amazing!! That was awesome! Was easy to communicate back and forth. Wouldn't go through anyone else!
Brian Hafner has received a review with 5 star rating from Donald H
Great communication and just a pleasant experience
Reply from Brian Hafner
May 27th, 2026 02:45 PM
Donald, I'm grateful for your kind words about the communication and the pleasant experience. If there's anything more I can assist you with, please don't hesitate to reach out.
Communication. Everything flowed well. Expalined process. Made it smooth. Enjoyable.
Reply from Brian Hafner
May 26th, 2026 06:43 PM
Duncan, I appreciate your feedback on the communication and smooth process. I'm glad to know that everything flowed well and that you found the experience enjoyable. If you have any more questions or need further assistance, feel free to reach...
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What made it so great was working with a professional team that has excellent communication and a lot of experience
Reply from Brian Hafner
May 25th, 2026 08:09 PM
Colter, I'm pleased to hear that you appreciated the professionalism and communication of my team. It's nice to know that our experience contributed to your great experience. If there's anything else I can assist you with, please feel free...
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I felt very supported at all steps of the process. There was always someone there to answer my questions.
Reply from Brian Hafner
May 21st, 2026 08:17 PM
I'm glad to hear that you felt supported throughout the process, Samantha. I'm pleased that I could be there to answer your questions whenever you needed. If there's anything else I can help with, please let me know.
Brian was amazing to work with as a first time home buyer ! He made himself readily available for any questions that came up and walked us through the whole process ! I would use him again and recommend anyone that's looking to buy a home to...
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Reply from Brian Hafner
May 19th, 2026 01:40 PM
Mariel, I'm grateful for your kind words and pleased to hear that I could assist you as a first-time home buyer. It's appreciated to know that my availability and guidance made a positive impact on your experience. Thank you for recommending...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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