Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Brian was great and easy to work with. He made the whole process very seamless. I love that we get emailed home valuation updates from Brian after the process as well. Would highly recommend to anyone wanting someone who works hard for you...
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Reply from Brian Hafner
December 31st, 2020 06:10 PM
Thank you so much! It was a pleasure working with you and Shane! 😉
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Brian and his team are amazing! I struggled with going through two other companies (Stockman and Quicken Loans) because my boyfriend and I were first time home buyers. No one seemed to take us seriously or make the time for us, except Brian....
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Reply from Owner
December 7th, 2020 11:43 PM
Thank you so much for letting my team and me assist with your purchase. I’m glad we were able to make this happen for you!
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Brian is excellent in buying and selling homes. He answers questions promptly, and makes sure you are cared for during the stress of buying or selling a home.
Reply from Owner
December 7th, 2020 11:43 PM
Thank you for the review. It was a pleasure working with you throughout the process! I’m always here if you have any questions.
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Brian was very helpful, informative, clearly worked hard, and was a pleasure to work with. We would definitely recommend him to our friends and call him for our home purchase.
Reply from Owner
October 13th, 2020 12:00 AM
Thanks Lindsey! That's why the Billings Gazette honored Brian as the Top 5 Loan Officer's in Billings. He's a hard worker, and a great person! Congrats on your home purchase.
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Brian was great to work with through the whole financing process. He is very knowledgeable of different routes that are available for both down payment & closing cost assistance programs that we were able to discuss at the beginning of the...
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Reply from Owner
October 13th, 2020 12:00 AM
Brian and Lori make a great team! We are so glad your first time buying a home was enjoyable and that the team could help ease some of the stress of a real estate transaction. We look forward to working with you again! For now, enjoy your new...
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Brian did a great job again, (this is our 3rd time in 2 years between building a house, refinancing and buying another house. He will help you get financed for the house you want to buy.
Reply from Owner
October 13th, 2020 12:00 AM
Thank you for choosing Brian and Universal Lending 3 times; building, refinancing and buying again!
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We used Brian when we purchase our home and I can’t say enough good things about him and Lori! And as a transaction coordinator for 41 Realty Group, I am so happy when our clients use Brian because I know it’s going to be a smooth transaction....
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Working with Brian was a great experience. Very knowledgeable individual, with a string support team. The process was made as painless as possible, correspondence was clear and quick. Would highly recommend Brian and his team to friends and...
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Reply from Brian Hafner - Loan Originator at U...
May 2nd, 2020 02:22 AM
Thank you sir! It was a pleasure working with you and Holly. Hope you are loving your new home.
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Had a great experience working with Brian! Made the process extremely easy, fast, and exciting for us to move into our new house. Definitely will work with him in the future!
Reply from Brian Hafner - Loan Originator at U...
January 11th, 2020 07:56 PM
Thank you sir! I appreciate the opportunity to work with you. Enjoy!
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Brian was wonderful to work with! He made the process smooth and easy. Definitely would recommend him!!
Reply from Brian Hafner - Loan Originator at U...
January 11th, 2020 07:56 PM
It was awesome working with you. Hope you love your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.