Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Brian is a consummate professional. Knowledgable, detailed, and transparent. He is able to make a typically murky process crystal clear. Prompt responses and thorough homework. Outside of that, his network of Realtors is astounding; he can...
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Reply from Brian Hafner - Loan Originator at U...
October 22nd, 2019 04:48 PM
You are the man! Glad to be able to assist you in buying your new home. Looking forward to seeing what you do with it. Thank you again for trusting my team and me throughout this process.
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Brian and his team are awesome!!! They made everything go smoothly:). We would definitely use them again if we bought another house!!! Thanks for the GREAT experience!!! You guys were AMAZING!!!!
Reply from Brian Hafner - Loan Originator at U...
October 22nd, 2019 04:47 PM
It was such a pleasure working with you and Troy. You two made everything so easy. Hope you are loving your new home. Go Griz!
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We could have not asked for a better team! Brian Hafner took the time to fully explain the home buying process along with ways in which we could help boost our score to utilize the best possible loan options. Cari Baxter listened to what WE...
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Reply from Brian Hafner - Loan Originator at U...
July 23rd, 2019 09:09 PM
You and Trevor are amazing! Was such an honor working with you throughout this process. So happy you found THE ONE! Thank you for trusting my team and me.
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Brian was awesome to work with! He did whatever he needed to make sure everything went smooth - very honest and upfront so that I was 100% prepared. I appreciate all that Brian did, and I absolutely love my new home!
Reply from Brian Hafner - Loan Originator at U...
July 9th, 2019 10:04 PM
Thank you so much for the review! It was awesome being able to assist you with the purchase of your first home. Happy we were able to make it happen and looking forward to the future. Thanks again for trusting my team and I!
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Brian was very helpful and provided me with the necessary information to make decisions about buying my first home. He worked very hard to get me into the right price range that worked for me.
Reply from Brian Hafner - Loan Originator at U...
June 18th, 2019 03:13 PM
It was a pleasure working with you! Glad you were able to find the perfect first home that works for you. Thank you for trusting my team and I throughout this process!
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Brian was really great to work with. He was always super helpful and quick to answer questions. Would definitely recommend him to anyone!
Reply from Brian Hafner - Loan Originator at U...
June 4th, 2019 01:24 PM
Thank you for everything! It was a pleasure working with you and I'm excited for you and Andy in your new home!
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Brian was awesome to work with! Everything went fast and easy. He answered all of my questions and was always willing to help! He worked hard to get me in to my own home. And I appreciate him a ton!!!
Reply from Brian Hafner - Loan Originator at U...
May 2nd, 2019 09:29 PM
It was great working with you and helping you get into your new home! I'm happy we were able to get it done and you didn't have to wait any longer. You made everything so easy! Thank you for the review and letting us assist. Let me know if...
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We have worked with a couple of different lenders in the past, and Brian has been the best. Brian, and his team, kept us informed at every step, and responded quickly when we had questions. We shopped around too, and he had the best rates....
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Reply from Brian Hafner - Loan Originator at U...
April 30th, 2019 10:58 PM
DawnMarie, thank you so much for the review. It was a pleasure working with you and Will. I’m glad we were able to make your transition to Billings a little smoother. Looking forward to having you in the community and working together to help...
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Can’t thank Brian and his underwriting team enough. Seamless process, nothing unexpected. As this is our third home purchase I can say this has been the best experience yet with a lending institution. Thank you all very much.
Bryan
Reply from Brian Hafner - Loan Originator at U...
April 2nd, 2019 12:54 AM
Thank you Bryan! You guys made it easy. I’m happy we were able to get you into your dream home. Can’t wait to get out on the river and do some fishing.
for
Awesome experience! Buying a home can be incredibly stressful but Brian and his team made the loan process a breeze! He showed us exactly what we needed to do get our scores up and get the lowest interest rate possible. Lori was a pleasure...
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Reply from Brian Hafner - Loan Originator at U...
April 1st, 2019 06:04 PM
Julie, you and Bryan were so wonderful! I'm happy we were not only able to get you the loan for your amazing new home, but Lori was also able to assist with some camping spots. And don't worry, we will be staying in touch so you won't miss...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.