Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Brian was very knowledgeable and pleasant to work with! Prompt communication throughout the entire process!
Reply from Brian Hafner
February 24th, 2021 09:23 PM
Thank you so much for the review. I know the process isn’t always easy and I appreciate everything you did!
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Brian and his team are amazing to work with. They keep you up to date throughout the whole process. And answer all questions super fast. So thankful for the easy and extremely smooth purchase of our beautiful home. So if you want great service,...
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Reply from Owner
February 24th, 2021 09:27 PM
Thank you so much for the review! It was a pleasure working with you. It means a lot!
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Hands down the best home buying experience we have ever had. Brian and his team were amazing. Answered all of our questions super fast. The transition was smooth and seamless with fabulous personalities. Thank you so much for walking us through...
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Reply from Brian Hafner - Loan Originator at U...
March 18th, 2021 01:54 PM
We appreciate the kind words! Thank you for letting my team and I be a part of your homebuying journey!
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Would give 10 stars if I could. Professional and makes sure that the loan gets done right.
Reply from Owner
February 19th, 2021 02:05 AM
Thank you so much for the review!
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Brian is an absolute expert. He’s especially great with first time buyers. Highly recommended.
Reply from Owner
February 19th, 2021 01:19 AM
Thank you so much for the review. It is greatly appreciated. Helping first time homebuyers achieve the dream of homeownership truly is why I do this.
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Brian Hafner has received a review with 1 star rating from Mitch L
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As a local Realtor I’ve had the pleasure of working with Brian on the business side of things. With each and every deal he and his team have great communication, are attentive, and always available for questions or concerns. When my husband...
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Reply from Owner
January 23rd, 2021 04:14 PM
Thank you so much for trusting my team and me. It was great working with you and Joe on your own home. And I look forward to working with you and our clients!
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We worked with Brian and his team to buy a house in Billing in the fall of 2020. Brian was very good to work with thru the process by being incredibly flexible, available, and full of answers for all our questions. Brian wasn't only helpful...
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Reply from Brian Hafner
January 16th, 2021 10:30 PM
Thank you so much for the review. It was a pleasure working with you and Renee. Hoping you are doing well!
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I worked with Brian Summer 2019 to refinance my house as part of a divorce settlement. There were several peculiar situations with the process that were new for the both of us and Brian never once said "no." Rather, he researched and found...
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Brian was very attentive, helpful, and easy to work with!
Reply from Owner
January 16th, 2021 10:26 PM
Thank you so much for the review! It was a pleasure working with you throughout the process of getting your dream home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.