Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image

Highlands Residential Mortgage, Ltd. - Baltim..., Baltimore, MD

A Higher Standard of Lending

Baltimore, MD

4.88

(213)

Mortgage

Mortgage Loan Officer

Contact Info

(469) 402-1200

Baltimore, MD

https://highlandsmortgage.com/

Location & Business Hours

Friday

8:30 AM to 5:00 PM

Saturday

closed

Sunday

closed

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4.88

(213)

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Chris and team were just ready to hop on board with assisting our loan journey for our home. Mr. Fratta was immediately the most helpful we've experienced, while helping us grow confidence in the process as first time homebuyers. Comfortable...

Outstanding service!!!

Reply from Gene Frazier

May 25th, 2026 06:47 PM

Gersha, I appreciate your positive feedback and am happy to hear that you found the service solid. If there's anything else you need, don't hesitate to let me know.

Working with Gene was truly an amazing experience from start to finish. As a first-time homebuyer, I had so many questions and concerns, but Gene was incredibly patient, kind, and always willing to take the time to explain every step of the...

Reply from Gene Frazier

May 20th, 2026 03:05 PM

Amelie, I'm grateful for your kind words and pleased to hear that you felt supported and informed throughout your homebuying journey. It's appreciated to know that my responsiveness and dedication made a positive impact on your experience....

Chris is very responsive and great to work with.

Reply from Chris Fratta

May 15th, 2026 02:36 PM

Thanks, Heather! Working with true professionals like yourself, makes my job easier!

Chris was very responsive each time we called him no matter the hour of day he made himself available to answer questions or explain a process He's very knowledgeable about his profession and made us feel confident and at ease

Reply from Chris Fratta

May 15th, 2026 01:17 PM

Alex, thank you. You and Kathy were the perfect clients and a joy to work with. Enjoy your new home and please do not hesitate to reach out with any future questions. :)

Communication was spot on. Felt like we had all the support we needed and gave us all the confidence we needed.

Reply from Chris Fratta

May 6th, 2026 03:19 PM

Thanks, David! Having clients as responsive and "on top of things" like you and Maudalena, make my job a lot easier! Enjoy your new home!

The Gene Frazier team was exceptional from start to finish throughout this transaction!

Reply from Gene Frazier

May 11th, 2026 06:07 PM

Thank you for your kind words, Naya. I'm glad to hear that my team and I provided you with a positive experience from start to finish. If you have any questions or need further assistance, please let me know.

Chris provided excellent service to to me and my first time homebuyers! As an agent, he kept me informed on the status and we closed on time! Thanks Chris!

Reply from Chris Fratta

May 5th, 2026 02:13 PM

Thanks, Stacey! I appreciate your business and your confidence. Looking forward to work with you again!

Excellent service.

Reply from Chris Fratta

May 4th, 2026 04:32 PM

Thanks, Kevin! I appreciate your trust and your business!

The team were very helpful and knowledgeable

Reply from Chris Fratta

May 4th, 2026 01:16 PM

Thank you!

10 of 213

About

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Time Zone

Eastern Standard Time (EST)

Disclaimer

An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.