Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image
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Highlands Residential Mortgage, Ltd. - Baltim..., Baltimore, MD

A Higher Standard of Lending

Baltimore, MD
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM(Open now)
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Reviews from Web
  • A
    Anthony W T
    Pikesville, MD
    Posted on August 22nd, 2026 10:47 PM
    Great job by The Frazier Team. Gene presented me with several financial options. My application was processed efficiently and my closing went smoothly. I highly recommend Gene and his team.
  • C
    Colleen A H
    Glen Burnie, MD
    Posted on August 20th, 2026 06:27 PM
    My buyers have been very happy with Chris's knowledge regarding financing
    Reply from Chris Fratta
    August 24th, 2026 07:12 PM
    I'm happy to hear that your buyers are satisfied with my knowledge in financing, Colleen. It's important to me that they feel confident and informed throughout the process. If there's anything more I can do to assist, please let me know.
  • A
    Adora D H
    Parkville, MD
    Posted on August 10th, 2026 04:57 PM
    Gene worked with us until the end- even when we had doubts.... the team had more faith in us then we did. We were going to give up but we kept pressing. Thank you for sticking with us and getting us approved. Greatly appreciated. The Hamlin's...
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    Reply from Gene Frazier
    August 13th, 2026 04:58 PM
    Adora, I'm pleased to know that my team and I could support you and the Hamlin family through the process, even during moments of doubt. Your perseverance is truly commendable, and I'm grateful to have been part of your journey to approval....
    read more
  • V
    Veera P
    Upper Marlboro, MD
    Posted on August 5th, 2026 07:48 PM
    The level of communication and follow up.
    Reply from Gene Frazier
    August 10th, 2026 03:08 PM
    Veera, I'm glad to hear that the communication and follow-up met your expectations. If there's anything else you need, please feel free to reach out.
  • W
    Wally B
    Posted on July 31st, 2026 02:46 PM
    For the last couple of years, I've been working with one of the teams that Chris Fratta serves as a Lending Expert. Not only is he super responsive and resourceful, but I've seen him get amazing loans for people -- even downpayment assistance...
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  • P
    Philip D P
    Westminster, MD
    Posted on July 24th, 2026 12:49 PM
    I have nothing to share.
    Reply from Chris Fratta
    July 24th, 2026 01:22 PM
    Thank you for your feedback. I'm disappointed to learn that your experience did not meet your expectations. Throughout the eight-to-nine-month process, I provide numerous financing estimates for different properties and made every effort to...
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  • K
    Kim T
    Baltimore, MD
    Posted on July 24th, 2026 11:30 AM
    I truly appreciate the patience, time and exceedingly hard work Mr Gene Frazier and the whole team stuck by me through- out my whole first time home buy process. They put forth a very caring connection with honesty , being very direct and respectfully...
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    Reply from Gene Frazier
    July 27th, 2026 04:08 PM
    Kim, I'm truly grateful for your kind words and am pleased to know that my team and I could support you through such a meaningful process. Your trust in us, especially with something as important as your family's legacy home, means a lot. If...
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  • D
    Dorothy P
    Nottingham, MD
    Posted on July 18th, 2026 06:49 PM
    Gene was practical, transparent, and encouraging throughout the entire process. From the very beginning, he helped us establish realistic expectations, identify our financial parameters, and prepare for the loan application. He kept us informed...
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    Reply from Gene Frazier
    July 21st, 2026 06:49 PM
    Dorothy, I'm thankful for your thoughtful review. It's good to hear that my guidance and communication were helpful to you throughout the process. Your recommendation means a lot to me, and if you ever need further assistance or have questions,...
    read more
  • G
    Gersha P
    Columbia, MD
    Posted on July 14th, 2026 11:48 AM
    Great follow up and communication with me and my clients .
    Reply from Gene Frazier
    July 17th, 2026 01:05 PM
    Gersha, I appreciate your feedback on the follow-up and communication. I'm pleased to hear that both you and your clients had a positive experience. If there's anything else you need, please feel free to reach out.
  • Z
    Zachary B
    Joppa, MD
    Posted on July 13th, 2026 02:23 PM
    Chris and his team were excellent, answered all the questions I had and made the full process a breeze. My wife and I could not be happier!
    Reply from Chris Fratta
    July 16th, 2026 02:23 PM
    I'm pleased to hear that you and your wife had such a positive experience, Zachary. It's great to know that we could make the process smooth and answer all your questions. If there's anything else I can assist with, please don't hesitate to...
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  • 10 of 234
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.