Chris Fratta
Highlands Residential Mortgage, Ltd.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Chris was both personable and highly professional. He was a great guide, already ready and available for questions. He and his team made sure we knew what was needed next to keep the process running and running smoothly. We appreciate all that...
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Reply from Chris Fratta
May 30th, 2026 05:29 PM
Mary and Matt, thank you for your confidence and business. Please do not hesitate to contact me with any questions or referrals. Enjoy your new home!
Chris and team were just ready to hop on board with assisting our loan journey for our home. Mr. Fratta was immediately the most helpful we've experienced, while helping us grow confidence in the process as first time homebuyers. Comfortable...
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Reply from Chris Fratta
May 26th, 2026 12:00 PM
Riley, thanks to both you and Bella for your confidence and support. And most importantly, thank you for your service and sacrifice. Enjoy your new home! Chris
Chris is very responsive and great to work with.
Reply from Chris Fratta
May 15th, 2026 02:36 PM
Thanks, Heather! Working with true professionals like yourself, makes my job easier!
Chris was very responsive each time we called him no matter the hour of day he made himself available to answer questions or explain a process He's very knowledgeable about his profession and made us feel confident and at ease
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Reply from Chris Fratta
May 15th, 2026 01:17 PM
Alex, thank you. You and Kathy were the perfect clients and a joy to work with. Enjoy your new home and please do not hesitate to reach out with any future questions. :)
Communication was spot on. Felt like we had all the support we needed and gave us all the confidence we needed.
Reply from Chris Fratta
May 6th, 2026 03:19 PM
Thanks, David! Having clients as responsive and "on top of things" like you and Maudalena, make my job a lot easier! Enjoy your new home!
Chris provided excellent service to to me and my first time homebuyers! As an agent, he kept me informed on the status and we closed on time!
Thanks Chris!
Reply from Chris Fratta
May 5th, 2026 02:13 PM
Thanks, Stacey! I appreciate your business and your confidence. Looking forward to work with you again!
Excellent service.
Reply from Chris Fratta
May 4th, 2026 04:32 PM
Thanks, Kevin! I appreciate your trust and your business!
The team were very helpful and knowledgeable
Reply from Chris Fratta
May 4th, 2026 01:16 PM
Thank you!
Chris helped us every step of the process. We really appreciated the time he took to explain the different options available to us.
Reply from Chris Fratta
May 4th, 2026 01:17 PM
Thank you, Lisa! Thank you for your trust and confidence. Enjoy your new home!
Chris was very prompt and very informative explaining to me clearly. Chris went above and beuond beyond to make sure the loan process went smoothly. We were most grateful that he came to the closing we highly recommend Chris and will refer...
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Reply from Chris Fratta
April 13th, 2026 01:24 PM
Thanks, Jennifer! Enjoy your new home and please do not hesitate to call with any questions.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional, FHA, VA, USDA
Purchase/Refinance 1st and 2nd Mortgages
Renovation Loans
Down Payment Assistance
Conventional 97%, HomeReady, HomePossible
Construction
Doctor/Dentist
Self-Employed Borrowers
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Search Rank ScoreLearn More →
295
/850
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Positions
- Highlands Residential Mortgage - Sales Manager Loan OfficerJun 4th, 2024 - Current
Memberships
- MMBBA - Maryland Mortgage Bankers and Brokers Association
- HCAR -Howard County Board of Realtors DEI Committee
- Live Baltimore
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Addresses and Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland
- District of Columbia
- Florida
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Achievements
- President's Club
- Certified Mortgage Planning Specialists
Hobbies
- HS Coach
- Working Out
- Golf
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Disclaimer
