Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image
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Highlands Residential Mortgage, Ltd. - Baltim...

A Higher Standard of Lending

Baltimore, MD
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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5 Star
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Reviews from Web
  • for
    Sigal Covaliu
    Encompass
    S
    Sterlyn J
    Upper Marlboro, MD
    Posted on April 23rd, 2026 08:19 PM
    Professional and timely interactions with patients and kindness.
    Reply from Sigal Covaliu
    April 27th, 2026 02:50 PM
    Sterlyn, I appreciate your kind words. I'm glad that my professional and timely interactions made a positive impression on you. If you need any further assistance, feel free to reach out.
  • for
    Gene Frazier
    Encompass
    M
    Mary B
    Laurel, MD
    Posted on April 21st, 2026 12:09 AM
    Getting things done one at a time and the support from Mrs. Ruffhead
    Reply from Gene Frazier
    April 24th, 2026 07:39 PM
    I appreciate your feedback, Mary. It's good to hear that you found the support from Mrs. Ruffhead helpful. If there's anything else I can assist you with, please let me know.
  • for
    Gene Frazier
    Encompass
    M
    Marcus B
    Laurel, MD
    Posted on April 17th, 2026 12:22 PM
    I would say get stuff done one at a time
    Reply from Gene Frazier
    April 20th, 2026 05:49 PM
    Thank you for your feedback, Marcus. I appreciate your perspective and will keep it in mind as I work to improve my services. If there's anything specific you'd like to discuss or suggest, please feel free to reach out to me directly.
  • for
    Gene Frazier
    Encompass
    S
    Shawn H
    Baltimore, MD
    Posted on April 14th, 2026 02:30 AM
    I had an excellent experience working with Gene and his team! They took time to explain every option, ensuring I got the best possible rate without any hidden surprises. If you want a lender who is professional, honest, and truly looks out...
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    Reply from Gene Frazier
    April 17th, 2026 03:34 PM
    I'm glad to hear you had an excellent experience, Shawn. It's important to me to ensure that all options are clearly explained and that you receive the best possible rate without surprises. Thank you for your kind words about my team's professionalism...
    read more
  • T
    Thuy N P
    Ashburn, VA
    Posted on April 12th, 2026 12:03 PM
    Chris was very prompt and very informative explaining to me clearly. Chris went above and beuond beyond to make sure the loan process went smoothly. We were most grateful that he came to the closing we highly recommend Chris and will refer...
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    Reply from Chris Fratta
    April 13th, 2026 01:24 PM
    Thanks, Jennifer! Enjoy your new home and please do not hesitate to call with any questions.
  • S
    Shailey O S
    Baltimore, MD
    Posted on April 6th, 2026 02:43 PM
    Chris is Phenomenal in his communication skills, timeliness and efficient management of the transaction. Explains and educates the clients periodically. Is Always available to answer any question. Chris truly goes above and beyond for his clients....
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    Reply from Chris Fratta
    April 6th, 2026 02:48 PM
    Thank you, Shailey! Having a reliable realtor partner such as yourself makes my job easier!
  • for
    Gene Frazier
    Encompass
    F
    Fatima J
    Baltimore, MD
    Posted on April 5th, 2026 10:54 PM
    The process was smooth and efficient. Gene and Ann answered all of my questions with clarity and patience. I am looking forward to learning more about future options for leveraging the equity in my home.
    Reply from Gene Frazier
    April 9th, 2026 01:40 PM
    It's great to know that you found the process smooth and efficient, Fatima. I'm pleased that both Ann and I could address your questions clearly and patiently. When you're ready to explore future options with your home's equity, feel free to...
    read more
  • for
    Gene Frazier
    Encompass
    A
    Asharon B
    Baltimore, MD
    Posted on March 24th, 2026 01:52 PM
    Gene, Ann, and Heath are some of the best people I've worked with. Not only did they explain every step of the arduous process, but they gave me several options of how to best structure my mortgage. They communicate day and night and are very...
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    Reply from Gene Frazier
    March 27th, 2026 01:53 PM
    I'm truly grateful for your kind words, Asharon. It's wonderful to hear that you found the guidance provided by Ann, Heath, and myself helpful during the mortgage process. I'm glad we could offer you various options and maintain open communication...
    read more
  • for
    Gene Frazier
    Encompass
    D
    Dena F
    Baltimore, MD
    Posted on March 24th, 2026 12:02 PM
    Gene and his team are extremely responsive as well as informative. They are with you every step of the way, taking care of the details and seeing it through. We greatly appreciate their hard work and dedication.
    read more
    Reply from Gene Frazier
    March 27th, 2026 12:55 PM
    I appreciate your thoughtful review, Dena. I'm pleased to hear that you found our responsiveness and attention to detail beneficial throughout the process. Being there for clients every step of the way is important to me, and I'm grateful for...
    read more
  • for
    Gene Frazier
    Encompass
    D
    David M
    Baltimore, MD
    Posted on March 22nd, 2026 01:30 PM
    Awsome experience!
    Reply from Gene Frazier
    March 25th, 2026 01:31 PM
    I'm glad to hear you had a positive experience, David. If there's anything else I can assist you with, just let me know.
  • 41–50 of 241
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.