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Gene Frazier - Highlands Residential Mortgage, Ltd. in Baltimore, MD

Gene Frazier

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Highlands Residential Mortgage, Ltd.

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    K
    Kim T
    Baltimore, MD
    Posted on July 24th, 2026 11:30 AM
    I truly appreciate the patience, time and exceedingly hard work Mr Gene Frazier and the whole team stuck by me through- out my whole first time home buy process. They put forth a very caring connection with honesty , being very direct and respectfully...
    read more
    Reply from Gene Frazier
    July 27th, 2026 04:08 PM
    Kim, I'm truly grateful for your kind words and am pleased to know that my team and I could support you through such a meaningful process. Your trust in us, especially with something as important as your family's legacy home, means a lot. If...
    read more
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    Dorothy P
    Nottingham, MD
    Posted on July 18th, 2026 06:49 PM
    Gene was practical, transparent, and encouraging throughout the entire process. From the very beginning, he helped us establish realistic expectations, identify our financial parameters, and prepare for the loan application. He kept us informed...
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    Reply from Gene Frazier
    July 21st, 2026 06:49 PM
    Dorothy, I'm thankful for your thoughtful review. It's good to hear that my guidance and communication were helpful to you throughout the process. Your recommendation means a lot to me, and if you ever need further assistance or have questions,...
    read more
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    Gersha P
    Columbia, MD
    Posted on July 14th, 2026 11:48 AM
    Great follow up and communication with me and my clients .
    Reply from Gene Frazier
    July 17th, 2026 01:05 PM
    Gersha, I appreciate your feedback on the follow-up and communication. I'm pleased to hear that both you and your clients had a positive experience. If there's anything else you need, please feel free to reach out.
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    R
    Roscoe R W
    Greenbelt, MD
    Posted on July 13th, 2026 12:24 PM
    Communication with the Buyers agent was not as expected.
    Reply from Gene Frazier
    July 16th, 2026 04:18 PM
    Roscoe, I appreciate your feedback regarding the communication with the buyer's agent. I'm sorry to hear it didn't meet your expectations. Please reach out to me directly so we can discuss your concerns further and find a way to improve your...
    read more
  • Encompass
    D
    Donovan B
    Columbia, MD
    Posted on July 11th, 2026 03:42 AM
    Gene and his team took the time to explain home buying process and made it effortless for us!
    Reply from Gene Frazier
    July 14th, 2026 08:47 PM
    Donovan, I'm grateful for your kind words. It's great to know that the time we took to explain the home buying process made things effortless for you. If you have any more questions or need further assistance, feel free to reach out.
  • Encompass
    A
    Adijat A
    Temple Hills, MD
    Posted on July 8th, 2026 02:54 AM
    Working with Gene was truly a blessing from start to finish. He worked tirelessly—day and night—to help make our family's dream home a reality. This was our fifth home purchase, and after house hacking for the past 11 years, we've worked with...
    read more
    Reply from Gene Frazier
    July 13th, 2026 05:04 PM
    Adijat, I'm truly grateful for your kind words and am pleased to hear that working together was such a positive experience for your family. It's wonderful to know that my dedication and support made a difference in achieving your homeownership...
    read more
  • Encompass
    A
    Akiya T
    Owings Mills, MD
    Posted on July 5th, 2026 11:03 PM
    Communication, speed, clarity and responsiveness.
    Reply from Gene Frazier
    July 9th, 2026 04:36 PM
    Akiya, thank you for highlighting the communication, speed, clarity, and responsiveness you experienced. I'm glad these aspects stood out to you, and if there's anything else I can assist with, please let me know.
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    Frank M
    Owings Mills, MD
    Posted on July 5th, 2026 05:32 PM
    Gene did a great job ensuring the transaction went through smoothly and quickly
    Reply from Gene Frazier
    July 8th, 2026 05:33 PM
    Frank, I appreciate your feedback and am happy to hear that the transaction went smoothly and quickly. If there's anything else you need, please let me know.
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    C
    Charlotte T
    Richmond, VA
    Posted on July 3rd, 2026 02:50 PM
    Pro active and excellent at more complex situations that other lenders can't get done! Highly recommend
    Reply from Gene Frazier
    July 6th, 2026 02:51 PM
    Charlotte, I'm grateful for your recommendation and am pleased to hear that you found my proactive approach effective, especially with complex situations. If you ever need further assistance, please don't hesitate to reach out.
  • Encompass
    A
    Anthony D S
    Washington, DC
    Posted on July 2nd, 2026 11:51 AM
    Gene is extremely knowledgeable, helpful, and proactive. He and his team were amazing. They guided me through the process and made sure every detail was taken care of and correct, patiently answering questions and following up when additional...
    read more
    Reply from Gene Frazier
    July 6th, 2026 01:45 PM
    Anthony, I appreciate your kind words about my knowledge and proactive approach. I'm glad to hear that you felt well-guided through the process and that every detail was addressed with care. If you have any further questions or need more assistance,...
    read more
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 195298
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.