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Gene Frazier - Highlands Residential Mortgage, Ltd. in Baltimore, MD

Gene Frazier

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Highlands Residential Mortgage, Ltd.

Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Overall Ratings
4.9
(61)
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Reviews from Web
  • 5.0
    Encompass
    D
    Donovan B
    Columbia, MD
    Posted on July 11th, 2026 03:42 AM
    Gene and his team took the time to explain home buying process and made it effortless for us!
  • 5.0
    Encompass
    A
    Adijat A
    Temple Hills, MD
    Posted on July 8th, 2026 02:54 AM
    Working with Gene was truly a blessing from start to finish. He worked tirelessly—day and night—to help make our family's dream home a reality. This was our fifth home purchase, and after house hacking for the past 11 years, we've worked with...
    read more
  • 5.0
    Encompass
    A
    Akiya T
    Owings Mills, MD
    Posted on July 5th, 2026 11:03 PM
    Communication, speed, clarity and responsiveness.
    Reply from Gene Frazier
    July 9th, 2026 04:36 PM
    Akiya, thank you for highlighting the communication, speed, clarity, and responsiveness you experienced. I'm glad these aspects stood out to you, and if there's anything else I can assist with, please let me know.
  • 5.0
    Encompass
    F
    Frank M
    Owings Mills, MD
    Posted on July 5th, 2026 05:32 PM
    Gene did a great job ensuring the transaction went through smoothly and quickly
    Reply from Gene Frazier
    July 8th, 2026 05:33 PM
    Frank, I appreciate your feedback and am happy to hear that the transaction went smoothly and quickly. If there's anything else you need, please let me know.
  • 5.0
    Encompass
    C
    Charlotte T
    Richmond, VA
    Posted on July 3rd, 2026 02:50 PM
    Pro active and excellent at more complex situations that other lenders can't get done! Highly recommend
    Reply from Gene Frazier
    July 6th, 2026 02:51 PM
    Charlotte, I'm grateful for your recommendation and am pleased to hear that you found my proactive approach effective, especially with complex situations. If you ever need further assistance, please don't hesitate to reach out.
  • 5.0
    Encompass
    A
    Anthony D S
    Washington, DC
    Posted on July 2nd, 2026 11:51 AM
    Gene is extremely knowledgeable, helpful, and proactive. He and his team were amazing. They guided me through the process and made sure every detail was taken care of and correct, patiently answering questions and following up when additional...
    read more
    Reply from Gene Frazier
    July 6th, 2026 01:45 PM
    Anthony, I appreciate your kind words about my knowledge and proactive approach. I'm glad to hear that you felt well-guided through the process and that every detail was addressed with care. If you have any further questions or need more assistance,...
    read more
  • 5.0
    Encompass
    G
    G. D S
    Owings Mills, MD
    Posted on June 24th, 2026 01:46 PM
    Gene was available, responsive, and extremely knowledgeable throughout this process Processing was also a breeze
    Reply from Gene Frazier
    June 29th, 2026 05:58 PM
    G., thank you for your kind words. I'm glad to know that you found my availability and knowledge helpful and that the processing was smooth. If you need any more assistance, please feel free to reach out.
  • 5.0
    Encompass
    C
    Clayton W
    Baltimore, MD
    Posted on June 10th, 2026 11:12 AM
    Advice Patience Team work
    Reply from Gene Frazier
    June 15th, 2026 05:02 PM
    Clayton, thank you for highlighting the aspects of advice, patience, and teamwork. I'm pleased to know these qualities resonated with you during your experience with me. If you have any more questions or need further assistance, feel free to...
    read more
  • 5.0
    Encompass
    G
    Gersha P
    Owings Mills, MD
    Posted on May 20th, 2026 07:52 PM
    Outstanding service!!!
    Reply from Gene Frazier
    May 25th, 2026 06:47 PM
    Gersha, I appreciate your positive feedback and am happy to hear that you found the service solid. If there's anything else you need, don't hesitate to let me know.
  • 5.0
    Encompass
    A
    Amelie D
    Washington, DC
    Posted on May 16th, 2026 11:45 PM
    Working with Gene was truly an amazing experience from start to finish. As a first-time homebuyer, I had so many questions and concerns, but Gene was incredibly patient, kind, and always willing to take the time to explain every step of the...
    read more
    Reply from Gene Frazier
    May 20th, 2026 03:05 PM
    Amelie, I'm grateful for your kind words and pleased to hear that you felt supported and informed throughout your homebuying journey. It's appreciated to know that my responsiveness and dedication made a positive impact on your experience....
    read more
  • 10 of 61
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    224
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 195298
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.