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Hendersonville in Hendersonville, TN

Hendersonville, TN

A Higher Standard of Lending

Hendersonville, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
97%
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2%
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Reviews from Web
  • B
    Brianna K P
    Springfield, TN
    Posted on February 28th, 2026 12:28 PM
    Melissa was great. she was always willing to answer our questions no matter how dumb they might be. The process was easy and very fast.
    Reply from Melissa Luman Phillips
    March 3rd, 2026 09:19 PM
    I'm pleased to hear that you found the process easy and fast, Brianna. I'm committed to being accessible and supportive, so it's reassuring to know that I could effectively address your questions. Should you have any more inquiries or need...
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  • N
    Nathaneil A S
    Hendersonville, TN
    Posted on February 27th, 2026 11:39 AM
    Excellent communication. Every time we submitted documents, we were immediately notified that they were being processed. Once they were completed, we were informed of which step in the overall lending process we were in via text and email....
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    Reply from Melissa Luman Phillips
    March 2nd, 2026 03:12 PM
    Nathaneil, I'm glad to hear that the communication during your lending process provided you with peace of mind. Keeping clients informed every step of the way is a priority for me, and it's rewarding to know that this approach worked well for...
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  • H
    Heather S
    Hendersonville, TN
    Posted on February 17th, 2026 02:45 PM
    Melissa is fantastic to work with! She's very professional, very knowledgeable and keeps you and your client informed throughout the home buying processs. I always appreciate the hard work she puts in to get my clients to the closing table....
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    Reply from Melissa Luman Phillips
    February 20th, 2026 02:46 PM
    It's great to hear such positive feedback about your experience, Heather. Keeping both clients and their representatives informed is something I prioritize, along with ensuring the process runs smoothly. I'm glad to know you appreciate the...
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  • K
    Kaelin E
    Sparta, TN
    Posted on February 16th, 2026 02:09 PM
    Loved thr the communication through the process!
    Reply from Carolyn Cole
    February 19th, 2026 02:10 PM
    It's great to know that the communication throughout the process stood out to you, Kaelin. Ensuring clear and effective communication is something I prioritize, and I'm glad it made a difference for you. If you have any additional questions...
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  • N
    Nathan S
    Sparta, TN
    Posted on February 16th, 2026 02:02 PM
    From the beginning of the process to the closing, Carolyn makes it easy.
    Reply from Carolyn Cole
    February 19th, 2026 02:03 PM
    I'm grateful for your kind words, Nathan. It's important to me that the process is straightforward and stress-free for you. If you have any further questions or need additional support at Highlands Residential Mortgage, Ltd., feel free to reach...
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  • E
    Elizabeth L B
    Hendersonville, TN
    Posted on February 4th, 2026 12:44 AM
    Thanks Melissa and team for making this process so easy .
    Reply from Melissa Luman Phillips
    February 9th, 2026 01:35 PM
    I'm pleased to know that the process felt easy for you, Elizabeth. Ensuring a smooth experience is always my goal. If there's anything more I can do for you, please don't hesitate to get in touch. Your feedback is truly appreciated.
  • V
    Vera L O
    Gallatin, TN
    Posted on January 28th, 2026 01:49 PM
    Melissa was both efficient and speedy in her communication and processing of documents. She was empathetic and deminstrates great critical and strategic thinking to help get me to the closing table. Melissa consistently operated with transparency...
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    Reply from Melissa Luman Phillips
    February 2nd, 2026 06:05 PM
    Vera, I'm so glad to read your kind words. It's important to me that the process is not only efficient but also transparent and caring. Knowing that you felt valued and supported throughout means a great deal. If you have any more questions...
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  • F
    Fran M
    Gallatin, TN
    Posted on January 28th, 2026 12:20 PM
    When time was critical, Melissa was able to close on a Purchase in 5 Days!
    Reply from Melissa Luman Phillips
    February 2nd, 2026 08:36 PM
    Fran, it’s great to hear that the closing could be completed swiftly when time was of the essence for you. I understand how important timely service is in these situations. If you ever need assistance again or have any questions, don't hesitate...
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  • S
    Stacy L S
    Cedar Hill, TN
    Posted on January 5th, 2026 04:06 PM
    Excellent service from start to finish. Ms. Cole was professional, responsive, and communicated clearly at every step of the process. They took the time to explain options, answered questions promptly, and made what could have been a stressful...
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    Reply from Carolyn Cole
    January 8th, 2026 04:06 PM
    I'm pleased to hear that you had such a positive experience, Stacy. Clear communication and responsiveness are key priorities for me, and I'm glad I could provide clarity and ease throughout the process. Thank you for recommending my services...
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  • G
    Gregory R W
    Nashville, TN
    Posted on December 25th, 2025 01:22 PM
    Constant communication, made sure I was ready for closing.
    Reply from Melissa Luman Phillips
    December 29th, 2025 05:59 PM
    I'm glad to hear that the communication was consistent and effective during your process, Gregory. Ensuring readiness for closing is a priority, and your feedback is greatly valued. If you have any more questions or need assistance in the future,...
    read more
  • 31–40 of 1034
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.