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Hendersonville in Hendersonville, TN

Hendersonville, Hendersonville, TN

A Higher Standard of Lending

Hendersonville, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
  • D
    Dylan H C
    Murfreesboro, TN
    Posted on August 12th, 2026 11:37 AM
    Melissa was super efficient and a joy to work with! Would highly recommend her to anyone that is looking to buy their dream home!
  • C
    CHeryl B
    Nashville, TN
    Posted on July 28th, 2026 11:09 AM
    Melissa's guidance and care. She stays on top of the process and helps obtain everything we need to get to the closing table. I have worked with her for over 20 years and received excellent care and service in every closing She is the best🤗...
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    Reply from Melissa Luman Phillips
    July 31st, 2026 07:23 PM
    CHeryl, I'm grateful for your kind words and trust over the past 20 years. It's wonderful to hear that my guidance and care have consistently met your needs. If there's anything more I can do for you, please feel free to reach out.
  • K
    Kevin W
    Vanleer, TN
    Posted on July 27th, 2026 12:32 PM
    informative about current interest rates. Provide numerous payment calculations.
    Reply from Carolyn Cole
    July 30th, 2026 01:55 PM
    Kevin, I'm glad you found the information about current interest rates helpful and that the payment calculations were useful. If you have any more questions or need further assistance, feel free to reach out to me at Highlands Residential Mortgage,...
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  • A
    Ami J C
    Antioch, TN
    Posted on July 1st, 2026 06:26 PM
    Carolyn made lending process extremely easy. She was attentive and maintained great communication throughout the entire process. She was clear on expectations and performed in a timely manner. I'm looking forward to working with her again!
    Reply from Carolyn Cole
    July 6th, 2026 03:07 PM
    Ami, I'm happy to hear that the lending process was easy for you and that you appreciated my communication and attentiveness. It's great to know that everything met your expectations in a timely manner. I look forward to working with you again...
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  • L
    Laney E D
    Nashville, TN
    Posted on June 29th, 2026 06:45 PM
    Melissa was very intentional with all of the information needed & helped us understand each aspect! She was very communicative, receptive to any questions or feedback and was very quick to respond! We felt very taken care of.
    Reply from Melissa Luman Phillips
    July 2nd, 2026 06:45 PM
    Laney, I'm glad to know that you felt well taken care of throughout the process. Being intentional and communicative is important to me, and I'm pleased I could help you understand each aspect. If you have any more questions or need further...
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  • B
    Bryanna A U
    Hendersonville, TN
    Posted on June 25th, 2026 01:41 PM
    Melissa was absolutely amazing! She was available all hours of the day and helped us with every question we had!
    Reply from Melissa Luman Phillips
    June 29th, 2026 04:39 PM
    Bryanna, I'm grateful for your kind words. It was my pleasure to be available and assist you with all your questions. If there's anything more you need, please don't hesitate to reach out.
  • K
    Kina W
    Franklin, KY
    Posted on June 20th, 2026 01:16 PM
    Carolyn was great to work with. Very efficient and able to close early!
    Reply from Carolyn Cole
    June 22nd, 2026 09:27 PM
    Thank you Kina for my review. I look forward to working with you again
  • T
    Tarren H
    Franklin, KY
    Posted on June 20th, 2026 12:12 PM
    Carolyn knew how to answer every question we had and was patient with us she got everything done very quickly
    Reply from Carolyn Cole
    June 22nd, 2026 09:29 PM
    Thank you for my review. So excited for you both! You were great to work with and I appreciate you all so much
  • D
    Diana M
    Hendersonville, TN
    Posted on June 16th, 2026 08:14 PM
    Melissa, kept me and the buyer informed by email, text and calls every step of the loan process. She and the support staff were very professional. Would highly recommend Melissa at Highland Mirtgage.
    Reply from Melissa Luman Phillips
    June 19th, 2026 08:15 PM
    Diana, I'm grateful for your kind words and recommendation. Keeping you and the buyer informed throughout the loan process is a priority for me, and I'm pleased to hear that my team and I met your expectations. If there's anything more I can...
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  • K
    Kimberly D
    White House, TN
    Posted on June 8th, 2026 06:42 PM
    The communication was excellent. You all walked me through every step of the process. Thank you!
    Reply from Carolyn Cole
    June 8th, 2026 06:53 PM
    Thank you, Kim It was my pleasure, and I enjoyed working with you. Best wishes in the new home and if you know anyone else that could benefit from my services. I would appreciate you passing along my information. If you need anything I'm a...
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  • 10 of 1029
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.