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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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5 Star
97%
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3%
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Reviews from Web
  • S
    Steven R M
    Tellico Plains, TN
    Posted on September 4th, 2026 12:57 PM
    Lisa is amazing to work with and made the whole process seamless and easy. Her attention to detail and thoughtfulness are unmatched. I Will definitely without hesitation recommend her to anyone that I come across looking for financing.
    read more
    Reply from Lisa Calfee
    September 7th, 2026 12:58 PM
    Steven, I'm grateful for your kind words and for sharing your positive experience. It's wonderful to hear that you found the process seamless and easy. Thank you for your recommendation; it means a lot to me!
  • E
    Eric D
    Chattanooga, TN
    Posted on September 2nd, 2026 10:46 PM
    The communication was simple, not overly aggressive and great follow up.
    Reply from Jessica Upshaw
    September 7th, 2026 07:39 PM
    Eric, I appreciate your kind words about my communication style and follow-up. It's important to me to provide a straightforward and supportive experience. Thank you for sharing your thoughts!
  • D
    Debra K S
    Dunlap, TN
    Posted on September 2nd, 2026 12:24 PM
    Thi was as a rough experience for us buying our new home with no fault of Karen's. Karen went above and beyond to help us get through this. We would highly recommend Karen for anyone looking to get financing. All I can say is Karen was there...
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    Reply from Karen Sims
    September 7th, 2026 07:23 PM
    Debra, I'm grateful for your kind words and understanding during what was a challenging process. It's great to know that I could support you from start to finish. Thank you for recommending me, and I'm happy I could help with your home financing...
    read more
  • T
    Ted G N
    Gurley, AL
    Posted on August 31st, 2026 11:47 AM
    This is my second loan through highlands and jessica maintain professionalism and her work ethic his outstanding, very happy with working with highlands every time and the
    Reply from Jessica Upshaw
    September 3rd, 2026 12:41 PM
    Ted, I'm pleased to know that your experience with Highlands and my assistance have consistently met your expectations. It's great to have had the opportunity to work with you on your second loan. If there's anything else I can help with, please...
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  • M
    Manise L
    Chattanooga, TN
    Posted on August 29th, 2026 12:37 PM
    Jessica was great to work with with, she offered great customer servic, great advice and very knowledgeable.
    Reply from Jessica Upshaw
    September 1st, 2026 12:38 PM
    Manise, I'm glad to hear that you found my customer service and advice helpful. Your feedback about my knowledge is truly appreciated. If you have any more questions or need further assistance, please feel free to reach out.
  • T
    Tyler J
    Harrison, TN
    Posted on August 26th, 2026 12:20 PM
    The whole staff at Highlands did an incredible job of staying up on the task and helping me thru the process of obtaining a small loan on my home purchase in Tennessee. I work remote in Montana, and due to the challenges of going days without...
    read more
    Reply from Jessica Upshaw
    August 31st, 2026 04:50 PM
    Tyler, I'm pleased to hear that my team and I could assist you through the challenges of obtaining your loan in Tennessee while you were working remotely in Montana. Your kind words mean a lot, and I'm glad we could keep everything on track...
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  • T
    Trent L R
    Chattanooga, TN
    Posted on August 25th, 2026 11:47 AM
    Very easy to work with answered every question we had
    Reply from Jessica Upshaw
    August 28th, 2026 05:57 PM
    Trent, I'm happy to hear that I could answer all your questions and make the process easy for you. If you need anything else, feel free to reach out.
  • D
    Diana J
    Ooltewah, TN
    Posted on August 24th, 2026 10:36 AM
    Jessica has always been great during the loan process. These clients were very impressed with the communication and time she spent explaining the process.
    Reply from Jessica Upshaw
    August 27th, 2026 08:20 PM
    Diana, I'm grateful for your feedback and pleased to know that the clients were impressed with the communication and time I spent explaining the process. It was important to me to ensure clarity and support throughout their loan journey.
  • T
    Tony A
    Chattanooga, TN
    Posted on August 18th, 2026 07:28 PM
    We really appreciated Jessica’s clear, upfront information and the super user-friendly Highlands portal, which made document signing so easy. The loan-detail video was very helpful to my clients, and we were grateful to close on time. Overall,...
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    Reply from Jessica Upshaw
    August 21st, 2026 07:28 PM
    Tony, I appreciate your kind words and am glad to hear that you found the information clear and the portal user-friendly. It's great to know the loan-detail video was helpful and that we were able to close on time. Thank you for sharing your...
    read more
  • K
    Kylee A
    Chattanooga, TN
    Posted on August 18th, 2026 11:59 AM
    Great information upfront. we enjoyed the portal to make document signing easy
    Reply from Jessica Upshaw
    August 21st, 2026 06:09 PM
    Kylee, I'm glad you found the information upfront useful and enjoyed the ease of document signing through the portal. If there's anything more I can assist you with, please let me know.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.