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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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closed
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closed
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8:30 AM to 5 PM
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5 Star
97%
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3%
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Reviews from Web
  • B
    Brandon F
    Hixson, TN
    Posted on May 1st, 2026 11:28 AM
    Everything top to bottom was quick, efficient, and incredible! Karen is the best of the best, she is always friendly, reliable, and helpful
    Reply from Karen Sims
    May 4th, 2026 05:30 PM
    Brandon, I appreciate your positive feedback and am glad to hear that you found the process quick and efficient. It's appreciated to know that my reliability and friendliness made a good impression. If you ever need anything else, I'm here...
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  • B
    Blake A S
    Soddy Daisy, TN
    Posted on April 30th, 2026 01:18 PM
    Great communication, answered all my questions & worked through all of my specific issues with this particular purchase/finance.
    Reply from Karen Sims
    May 4th, 2026 03:34 PM
    Blake, I appreciate your feedback and am glad that my communication and assistance were helpful with your purchase and financing. If you have any more questions or need further help, please feel free to reach out.
  • H
    Haley T
    Hixson, TN
    Posted on April 29th, 2026 11:48 AM
    Karen is quick to respond and gets us to the closing table everytime! She is great at what she does.
    Reply from Karen Sims
    May 4th, 2026 04:20 PM
    Haley, I'm grateful for your kind words and pleased to know that my responsiveness and efforts have been valuable in reaching the closing table consistently. If there's anything more I can do for you, please let me know.
  • C
    Cecilia G
    Lafayette, GA
    Posted on April 29th, 2026 11:41 AM
    All my questions were answered right away and was explained very well
    Reply from Karen Sims
    May 4th, 2026 04:18 PM
    Cecilia, I'm pleased to hear that all your questions were answered promptly and clearly. It's important to me that you feel informed and comfortable throughout the process. If there's anything else you need, please don't hesitate to reach out....
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  • J
    Jenny G
    Chattanooga, TN
    Posted on April 29th, 2026 11:00 AM
    Don Oakes - his excellent communication, professionalism, and genuine care for clients. Thanks, Don!
    Reply from Donald Oakes
    April 29th, 2026 05:02 PM
    Jenny, thank you for the nice review ! You are always a pleasure to work with ! Don
  • R
    Ruth E K
    Albertville, AL
    Posted on April 27th, 2026 12:51 PM
    my husband received ample support and communication from Karen when we had questions. The paperwork was done on a timely manner.
    Reply from Karen Sims
    April 30th, 2026 12:51 PM
    Ruth, I'm glad to know that you and your husband felt supported and well-informed throughout the process. It's great to hear that the paperwork was handled promptly. If you have any more questions or need further assistance, feel free to reach...
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  • B
    Brittany M
    Pisgah, AL
    Posted on April 27th, 2026 11:57 AM
    The communication to me made all the difference. The way I was able to call and text with my questions.
    Reply from Karen Sims
    April 30th, 2026 02:03 PM
    Brittany, I appreciate you highlighting the importance of communication in your experience. I'm glad that being able to call and text made a difference for you. If you have any more questions or need further assistance, feel free to reach out....
    read more
  • G
    Gina P
    South Pittsburg, TN
    Posted on April 23rd, 2026 05:28 PM
    Ive worked with Jessica and her team befor and i reccomend her to my clients becaue shes easy to work with & gets the job done, im always able to get ahod of her and its just a nice experiance. ill call her again the next time i need a mortgage...
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    Reply from Jessica Upshaw
    April 27th, 2026 02:10 PM
    Gina, I'm grateful for your kind words and for recommending me to your clients. It's wonderful to hear that you've had a nice experience and found it easy to reach me. I look forward to assisting you with your next mortgage needs.
  • B
    Brandon D K
    Albertville, AL
    Posted on April 23rd, 2026 12:29 PM
    Karen was very knowledgeable and very clear with instructions on what we needed to get and was informative through the whole process about the stages we were in and what was gonna happen next
    Reply from Karen Sims
    April 27th, 2026 06:42 PM
    Brandon, I'm grateful for your kind words and pleased to hear that my guidance was clear and informative throughout the process. If you have any further questions or need assistance in the future, feel free to reach out.
  • R
    Rolandus H
    Chattanooga, TN
    Posted on April 23rd, 2026 11:17 AM
    Very helpful and quick to respond to any and all questions. Jessica helped to insure that we had a smooth and speedy experience
    Reply from Jessica Upshaw
    April 27th, 2026 08:28 PM
    Rolandus, I'm glad to hear that you found my assistance helpful and that your experience was smooth and speedy. If you have any more questions in the future, feel free to reach out to me.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.