Crystal Lake - 611 Main St, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Buying our first home felt overwhelming at times, but Raquel made the entire process so much easier. From the very beginning, she was knowledgeable, patient, and always willing to answer every question we had. She kept usinformed throughout...
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Reply from Raquel Koester
July 1st, 2026 02:57 PM
Jennifer, I'm pleased to hear that I could make the home buying process easier for you. It's important to me to provide clear explanations and ensure you're comfortable every step of the way. Thank you for your kind words and trust.
Jenelle and Brad are a super great team. Very knowledgeable, efficient and fun to work with! A++
Reply from Bradley Harding
July 30th, 2026 01:37 PM
Stephanie, I'm happy to hear that you found Jenelle and me to be a knowledgeable and efficient team. It's wonderful to know that you enjoyed working with us. Thank you for the great feedback and A++ rating!
Great communication and follow-up on details
Reply from Bradley Harding
July 30th, 2026 01:21 PM
Scot, I'm grateful for your kind words about my communication and attention to detail. Thank you for the 5-star rating! If you ever need anything else, please don't hesitate to reach out.
Raquel is a really profesional hard working mortgage consultant. she helped us to achieve our dream. We are so grateful she got us there. Thank you so much Raquel.
Reply from Raquel Koester
July 1st, 2026 02:57 PM
Edwin, I'm pleased to know that I could assist you in achieving your dream. Your gratitude means a lot to me, and I'm thankful for your kind words about my professionalism and hard work.
Although homebuying can be stressful, -Raquel made the process so manageable. She made me feel less stressed and made the process so smooth. I will always appreciate her and recommend her to eveyone I can.
Reply from Raquel Koester
July 1st, 2026 02:58 PM
Enedelia, I'm so happy to know that I could help make the homebuying process more manageable for you. It's rewarding to hear that I was able to alleviate some of the stress and ensure a smooth experience. Your recommendation means a lot to...
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Raquel was extremely helpful and knowledgeable throughout the entire process! She is a go getter and worked steadily to make sure she did everything she could to get me into my new home!
Thank you Raquel!
Reply from Raquel Koester
July 1st, 2026 02:59 PM
Garrett, I appreciate your kind words and am glad to have been helpful and knowledgeable throughout your home-buying process. It's wonderful to know that my efforts made a difference in getting you into your new home. Thank you for taking the...
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Jim was very thourough. The communication was excellant
Reply from Jim Sorenson
July 15th, 2026 08:26 PM
Steven, I'm pleased to hear you appreciated my thoroughness and found the communication excellent. Thank you for your kind words and for choosing Home State Bank.
Brad was thorough and explained everything and the "why" to everything. Everything was completed in a timely manner. Thank you.
Reply from Bradley Harding
July 9th, 2026 01:50 PM
Austen, I'm pleased to hear that you appreciated my thoroughness and the explanations I provided. It's great to know that everything was completed in a timely manner for you. Thank you for your kind words and the perfect rating.
Brad was very thorough and easy to work with!
Reply from Bradley Harding
July 7th, 2026 04:30 PM
Billie, I'm glad to hear that you found me thorough and easy to work with. Thank you for your positive feedback and the 5-star rating. If you need any further assistance, please feel free to reach out.
Service and expertise
Reply from Bradley Harding
July 2nd, 2026 07:19 PM
Nicholas, I appreciate your kind words about my service and expertise. It's great to know that you had a positive experience. If you ever need further assistance, feel free to reach out.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.