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Bradley Harding - Vice President | NMLS# 435788 in Crystal Lake, IL

Bradley Harding

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Vice President | NMLS# 435788

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Brad joined Home State Bank’s Mortgage Management Team in October of 2011. He brings with him over 23 years of mortgage lending experience, knowledge, and attention to detail. Brad has successfully closed over 1,700 real estate transactions... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Abby M G
    Jacksonville, FL
    Posted on September 24th, 2026 01:14 PM
    Brad was extremely helpful through my first time home purchase. He was communicative, proactive and made the process seamless. Thank you!
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    Clayton R M
    Woodstock, IL
    Posted on September 19th, 2026 05:35 PM
    As a first time homebuyer, Brad made me feel very comfortable and informed throughout the entire process. Was a great experience overall!
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    M
    Michael P
    Beloit, WI
    Posted on September 12th, 2026 01:14 PM
    Brad was super helpful in helping me understand and helping me get setup with a mortgage can afford and have plans for future financing also
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    John R C
    Lake Villa, IL
    Posted on September 4th, 2026 03:40 PM
    Communication was very good including the loan processor Janelle. It was difficult dealing with one of my creditors that was the only glitch and it wasn't the bank's fault
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    M
    Mia S
    Lake In The Hills, IL
    Posted on July 11th, 2026 12:47 PM
    Brad was absolutely wonderful to work with throughout the entire home-buying process. His communication was excellent, and he truly went above and beyond to answer all of my questions and make everything as smooth and stress-free as possible....
    read more
    Reply from Bradley Harding
    August 10th, 2026 02:32 PM
    Mia, I'm so glad to hear that you had a positive experience during your home-buying process. It's wonderful to know that my communication and efforts to make everything smooth and stress-free were helpful to you, especially as a first-time...
    read more
  • Encompass
    S
    Stephanie B
    Bull Valley, IL
    Posted on June 30th, 2026 01:36 PM
    Jenelle and Brad are a super great team. Very knowledgeable, efficient and fun to work with! A++
    Reply from Bradley Harding
    July 30th, 2026 01:37 PM
    Stephanie, I'm happy to hear that you found Jenelle and me to be a knowledgeable and efficient team. It's wonderful to know that you enjoyed working with us. Thank you for the great feedback and A++ rating!
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    S
    Scot B
    Bull Valley, IL
    Posted on June 30th, 2026 11:31 AM
    Great communication and follow-up on details
    Reply from Bradley Harding
    July 30th, 2026 01:21 PM
    Scot, I'm grateful for your kind words about my communication and attention to detail. Thank you for the 5-star rating! If you ever need anything else, please don't hesitate to reach out.
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    Austen R
    Two Rivers, WI
    Posted on June 8th, 2026 09:06 PM
    Brad was thorough and explained everything and the "why" to everything. Everything was completed in a timely manner. Thank you.
    Reply from Bradley Harding
    July 9th, 2026 01:50 PM
    Austen, I'm pleased to hear that you appreciated my thoroughness and the explanations I provided. It's great to know that everything was completed in a timely manner for you. Thank you for your kind words and the perfect rating.
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    Billie N R
    Two Rivers, WI
    Posted on June 6th, 2026 09:28 PM
    Brad was very thorough and easy to work with!
    Reply from Bradley Harding
    July 7th, 2026 04:30 PM
    Billie, I'm glad to hear that you found me thorough and easy to work with. Thank you for your positive feedback and the 5-star rating. If you need any further assistance, please feel free to reach out.
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    Nicholas R P
    Hampshire, IL
    Posted on June 2nd, 2026 11:54 AM
    Service and expertise
    Reply from Bradley Harding
    July 2nd, 2026 07:19 PM
    Nicholas, I appreciate your kind words about my service and expertise. It's great to know that you had a positive experience. If you ever need further assistance, feel free to reach out.
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    About
    Brad joined Home State Bank’s Mortgage Management Team in October of 2011. He brings with him over 23 years of mortgage lending experience, knowledge, and attention to detail. Brad has successfully closed over 1,700 real estate transactions and his production was ranked in the top 3% nationally at each of his previous financial institutions. Brad’s knowledge and integrity have allowed him to gain a loyal following of past clients and referral partners. As one previous customer said, “Brad made it easy for us to purchase a home and then later to refinance our home. We know that he is continually looking to put us in the best mortgage product in order to save us money.”
    Products & Services
    Mortgage Loan Officer
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    Positions
    • Home State Bank - Residential Mortgage Sales Manager
      Nov 1st, 2011 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 435788
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.