Bradley Harding
Vice President | NMLS# 435788
Brad joined Home State Bank’s Mortgage Management Team in October of 2011. He brings with him over 23 years of mortgage lending experience, knowledge, and attention to detail. Brad has successfully closed over 1,700 real estate transactions... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
We had many changes to our loan application along the way and Brad was helpful and patient.
He answered all my questions even the questions I didn't know I had yet .
Brad was extremely helpful through my first time home purchase. He was communicative, proactive and made the process seamless. Thank you!
Reply from Bradley Harding
October 26th, 2026 07:31 PM
Abby, I'm glad to know that I could assist you effectively during your first home purchase. It's wonderful to hear that the process felt seamless and communicative. Thank you for choosing Home State Bank.
As a first time homebuyer, Brad made me feel very comfortable and informed throughout the entire process. Was a great experience overall!
Reply from Bradley Harding
October 19th, 2026 05:36 PM
Clayton, I'm happy to hear that you felt comfortable and informed as a first-time homebuyer. It's great to know that your experience with Home State Bank was positive overall.
Brad was super helpful in helping me understand and helping me get setup with a mortgage can afford and have plans for future financing also
Reply from Bradley Harding
October 12th, 2026 01:14 PM
Michael, I'm glad to hear that I could help you understand the mortgage process and set up a plan that's affordable for you. At Home State Bank, we're always here to support your future financing needs.
Communication was very good including the loan processor Janelle. It was difficult dealing with one of my creditors that was the only glitch and it wasn't the bank's fault
Reply from Bradley Harding
October 5th, 2026 01:49 PM
John, I'm pleased to hear that you found the communication with both Janelle and me to be very good. I understand that dealing with your creditor was challenging, and I appreciate your understanding that it wasn't related to Home State Bank....
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Brad was absolutely wonderful to work with throughout the entire home-buying process. His communication was excellent, and he truly went above and beyond to answer all of my questions and make everything as smooth and stress-free as possible....
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Reply from Bradley Harding
August 10th, 2026 02:32 PM
Mia, I'm so glad to hear that you had a positive experience during your home-buying process. It's wonderful to know that my communication and efforts to make everything smooth and stress-free were helpful to you, especially as a first-time...
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Jenelle and Brad are a super great team. Very knowledgeable, efficient and fun to work with! A++
Reply from Bradley Harding
July 30th, 2026 01:37 PM
Stephanie, I'm happy to hear that you found Jenelle and me to be a knowledgeable and efficient team. It's wonderful to know that you enjoyed working with us. Thank you for the great feedback and A++ rating!
Great communication and follow-up on details
Reply from Bradley Harding
July 30th, 2026 01:21 PM
Scot, I'm grateful for your kind words about my communication and attention to detail. Thank you for the 5-star rating! If you ever need anything else, please don't hesitate to reach out.
Brad was thorough and explained everything and the "why" to everything. Everything was completed in a timely manner. Thank you.
Reply from Bradley Harding
July 9th, 2026 01:50 PM
Austen, I'm pleased to hear that you appreciated my thoroughness and the explanations I provided. It's great to know that everything was completed in a timely manner for you. Thank you for your kind words and the perfect rating.
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About
Brad joined Home State Bank’s Mortgage Management Team in October of 2011. He brings with him over 23 years of mortgage lending experience, knowledge, and attention to detail. Brad has successfully closed over 1,700 real estate transactions and his production was ranked in the top 3% nationally at each of his previous financial institutions.
Brad’s knowledge and integrity have allowed him to gain a loyal following of past clients and referral partners. As one previous customer said, “Brad made it easy for us to purchase a home and then later to refinance our home. We know that he is continually looking to put us in the best mortgage product in order to save us money.”
Products & Services
Mortgage Loan Officer
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Positions
- Home State Bank - Residential Mortgage Sales ManagerNov 1st, 2011 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 435788
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.