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Bradley Harding - Vice President | NMLS# 435788 in Crystal Lake, IL

Bradley Harding

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Vice President | NMLS# 435788

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Brad joined Home State Bank’s Mortgage Management Team in October of 2011. He brings with him over 23 years of mortgage lending experience, knowledge, and attention to detail. Brad has successfully closed over 1,700 real estate transactions... Show More
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Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    John R C
    Lake Villa, IL
    Posted on September 4th, 2026 03:40 PM
    Communication was very good including the loan processor Janelle. It was difficult dealing with one of my creditors that was the only glitch and it wasn't the bank's fault
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    Mia S
    Lake In The Hills, IL
    Posted on July 11th, 2026 12:47 PM
    Brad was absolutely wonderful to work with throughout the entire home-buying process. His communication was excellent, and he truly went above and beyond to answer all of my questions and make everything as smooth and stress-free as possible....
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    Reply from Bradley Harding
    August 10th, 2026 02:32 PM
    Mia, I'm so glad to hear that you had a positive experience during your home-buying process. It's wonderful to know that my communication and efforts to make everything smooth and stress-free were helpful to you, especially as a first-time...
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    Stephanie B
    Bull Valley, IL
    Posted on June 30th, 2026 01:36 PM
    Jenelle and Brad are a super great team. Very knowledgeable, efficient and fun to work with! A++
    Reply from Bradley Harding
    July 30th, 2026 01:37 PM
    Stephanie, I'm happy to hear that you found Jenelle and me to be a knowledgeable and efficient team. It's wonderful to know that you enjoyed working with us. Thank you for the great feedback and A++ rating!
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    Scot B
    Bull Valley, IL
    Posted on June 30th, 2026 11:31 AM
    Great communication and follow-up on details
    Reply from Bradley Harding
    July 30th, 2026 01:21 PM
    Scot, I'm grateful for your kind words about my communication and attention to detail. Thank you for the 5-star rating! If you ever need anything else, please don't hesitate to reach out.
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    Austen R
    Two Rivers, WI
    Posted on June 8th, 2026 09:06 PM
    Brad was thorough and explained everything and the "why" to everything. Everything was completed in a timely manner. Thank you.
    Reply from Bradley Harding
    July 9th, 2026 01:50 PM
    Austen, I'm pleased to hear that you appreciated my thoroughness and the explanations I provided. It's great to know that everything was completed in a timely manner for you. Thank you for your kind words and the perfect rating.
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    Billie N R
    Two Rivers, WI
    Posted on June 6th, 2026 09:28 PM
    Brad was very thorough and easy to work with!
    Reply from Bradley Harding
    July 7th, 2026 04:30 PM
    Billie, I'm glad to hear that you found me thorough and easy to work with. Thank you for your positive feedback and the 5-star rating. If you need any further assistance, please feel free to reach out.
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    Nicholas R P
    Hampshire, IL
    Posted on June 2nd, 2026 11:54 AM
    Service and expertise
    Reply from Bradley Harding
    July 2nd, 2026 07:19 PM
    Nicholas, I appreciate your kind words about my service and expertise. It's great to know that you had a positive experience. If you ever need further assistance, feel free to reach out.
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    John R C
    Antioch, IL
    Posted on September 20th, 2024 08:35 PM
    Everyone was very responsive Brad and Janelle and everybody involved. They looked out for my best interest and kept me updated.
    Reply from Bradley Harding
    September 23rd, 2024 09:16 PM
    John, Thank you for your review. Glad that everything went well. Please contact me anytime if I can help you.
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    Cheryl D C
    Antioch, IL
    Posted on September 17th, 2024 01:37 PM
    All communications back and fotth were excellent, very pleasant to do business with. Really felt at ease witheveryone
    Reply from Bradley Harding
    September 17th, 2024 03:16 PM
    Hi Cheryl, Thanks for completing our survey and we appreciate your positive feedback. Please contace me anytime if I can help you with anything.
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    Lisa H
    Woodstock, IL
    Posted on September 5th, 2024 07:43 PM
    Brad Harding kept me in the loop every step of the way during my home buying process. He was candid, knowledgeable, professional and courteous at all times. A few times we had to meet to sign documents, and Brad was super accommodating in coming...
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    Reply from Bradley Harding
    September 15th, 2024 07:44 PM
    Hi Lisa, thank you very much for the glowing review and the perfect rating. I am thrilled to hear that you had a positive experience with me at Home State Bank during your home buying process. It was my pleasure to assist you and ensure that...
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    About
    Brad joined Home State Bank’s Mortgage Management Team in October of 2011. He brings with him over 23 years of mortgage lending experience, knowledge, and attention to detail. Brad has successfully closed over 1,700 real estate transactions and his production was ranked in the top 3% nationally at each of his previous financial institutions. Brad’s knowledge and integrity have allowed him to gain a loyal following of past clients and referral partners. As one previous customer said, “Brad made it easy for us to purchase a home and then later to refinance our home. We know that he is continually looking to put us in the best mortgage product in order to save us money.”
    Products & Services
    Mortgage Loan Officer
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    Positions
    • Home State Bank - Residential Mortgage Sales Manager
      Nov 1st, 2011 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 435788
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.