Crystal Lake - 611 Main St, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
She very helpful and brief
Reply from Raquel Koester
October 26th, 2025 01:23 AM
I appreciate your feedback. It's great to know I could assist you effectively by providing helpful and concise support. If you have any more questions or need further assistance, don't hesitate to reach out.
Raquel is fantastic! She was so helpful from start to finish purchasing our home and then to refinance, understanding our situations and requirements and she went the extra miles to deliver. I’ll be back when the time comes again.
Reply from Owner
October 26th, 2025 01:22 AM
I'm pleased to hear that I could assist you through both your home purchase and refinancing process. It's important to me to understand and meet your specific needs, and I'm glad to know that my efforts were helpful. Looking forward to working...
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Raquel was outstanding every step of the way. She is very professional and great and keeping everyone in the loop throughout the entire process. Lender for life!!
Reply from Raquel Koester
October 26th, 2025 01:23 AM
Ensuring that everyone is well-informed and kept in the loop is always a priority for me, so I'm pleased to hear that you felt supported throughout the process. I'm grateful for your kind words and am glad you had a positive experience. If...
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Raquel has twice now been fantastic in helping to support our financial needs with the best solutions for our situations . We already plan a third in 2026
Reply from Raquel Koester
October 24th, 2025 02:08 PM
I appreciate you sharing your experience and returning to work with me at Home State Bank. It's great to hear that I've been able to provide the right support for your financial needs. Looking forward to assisting you again in 2026. Thank you...
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Raquel is always helpful, goes above and beyond and gives great advice . thank you
Reply from Raquel Koester
October 24th, 2025 02:08 PM
I truly appreciate your kind words. Being helpful and providing great advice are priorities for me, and I'm glad to know you felt supported throughout the process. Thank you for your feedback and for trusting me with your needs at Home State...
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Denise Skwierawski
Denise's communication is top notch. she made sure we were educated every step of the way and knew where everything stood
Reply from Denise Skwierawski
November 17th, 2025 08:37 PM
It's great to know that the communication was clear and effective throughout the process. Keeping you informed every step of the way is important, and I'm pleased that it made a difference for you. If you have any other questions or future...
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A few bumps in the road but Raquel made it happen.
Reply from Raquel Koester
October 24th, 2025 02:09 PM
I'm glad I could help make things happen despite the bumps along the way. Your understanding and patience during the process are much appreciated. If there's anything more you need or any further questions, feel free to reach out. Thank you...
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Raquel was amazing throughout every step of the process, she was BEYOND helpful will all the questions and concerns my wife and I had as first time home buyers. Raquel made us both feel comfortable and heard from start to finish.
Reply from Raquel Koester
October 21st, 2025 08:40 PM
It's great to know that you and your wife felt comfortable and heard during your entire home buying journey. Helping you navigate all of your questions and concerns as first-time buyers was a pleasure. Thank you so much for sharing your experience...
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She was great to work with.
Reply from Raquel Koester
September 18th, 2025 06:40 PM
I’m glad to hear that working together was a positive experience for you. I strive to make every interaction as smooth and comfortable as possible. Thank you for sharing your thoughts, and if you need any further assistance, feel free to reach...
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Always available to help and answer any questions. Made the process go smoothly and stress free. Thank
Reply from Raquel Koester
August 26th, 2025 05:31 PM
I'm really glad to hear that I was able to make the process smooth and stress-free for you. Being available to help and answer your questions is something I always strive for, so it's great to know it made a difference. Thank you for sharing...
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.