
Crystal Lake - 611 Main St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Was Helpful and determined to make everything with the closing workout well had very clear communication and was kind and respectful the whole process
Reply from Raquel Koester
June 30th, 2026 05:15 PM
Caden, I'm glad to know that my determination and clear communication were helpful during the closing process. Being kind and respectful is important to me, and I appreciate your feedback. Thank you for sharing your experience!
Raquel was great! Professional, easy to talk to and let us know what was going on and what to do. Highly recommended
Reply from Raquel Koester
June 23rd, 2026 02:51 PM
Jeremy, I'm pleased to hear that you found me professional and easy to talk to. Keeping you informed throughout the process is always important to me. Thank you for your high recommendation!
Crystal Lake - 611 Main St has received a review with 5 star rating from Bill H
Raquel is a genius! There were problems with the sellers family and she remained positive and calm. She had answers for every question that I had. I think she should be cloned.I will refer her to all my friends that need a mortgage. She really...
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Reply from Raquel Koester
May 11th, 2026 03:43 PM
Margaret, I'm pleased that I could assist you through the challenges with the seller's family while maintaining a positive and calm approach. It's appreciated to know that you feel confident in referring me to your friends for their mortgage...
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Great experience...everything went smoothly!
Reply from Raquel Koester
May 11th, 2026 03:42 PM
I'm pleased to know that everything went smoothly for you, Van. Thank you for sharing your experience with me at Home State Bank.
raquel was on top of everything and made this an easy experience. She is so knowledgeable and answered every questions we had. Thank you Raquel
Reply from Raquel Koester
April 27th, 2026 06:21 PM
Marion, I'm grateful for your kind words and happy to hear that my knowledge and support made your experience easy. Thank you for taking the time to share your thoughts.
Raquel went above and beyond what I could have imagined. I know this wouldn't have happened without her.
Reply from Raquel Koester
February 17th, 2026 01:17 AM
I'm truly grateful for your kind words, Heather. It was my pleasure to assist you and ensure everything went smoothly. Knowing that I could play a part in making this possible for you means a lot to me. Thank you for your trust and support.
Her attention to detail and great communication.
Reply from Raquel Koester
January 29th, 2026 07:56 PM
JoAnne, I appreciate your kind words about my attention to detail and communication. It's important to me to provide a seamless experience, and I'm glad that came through for you. Thank you for choosing to work with me at Home State Bank.
Raquel was always available to help with any questions or concerns, and helped to patiently guide us through the process.
Reply from Raquel Koester
January 29th, 2026 07:56 PM
Matthew, I appreciate your taking the time to share your experience. It's important to me that I am available to address any questions or concerns you have. I'm pleased that I could guide you through the process patiently. If there's anything...
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She did everything as what she promised
Reply from Raquel Koester
November 5th, 2025 04:59 PM
I'm pleased to know that I could fulfill my promises and meet your expectations. Thank you for sharing your experience with me at Home State Bank. If there's anything else I can assist you with, please don't hesitate to reach out.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.